1561 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1561 Main St, Cambria, CA 93428

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	885 sqft · built 1920
Lot Size	0.12 acres (5,230 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2021)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-221-024`

Property Details

APN / Parcel Number

Primary APN	`013-221-024`

Interior

Building Area	885 sqft Total Area

Exterior

Year Built	Built 1920
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,230 sqft (0.12 acres)

Location & Zoning

Street Address	1561 MAIN ST
City	CAMBRIA
State	CA
Zip	93428-3307
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CR
Legal Description	TN CAMBRIA PTN RHO STA ROSA
Legal Subdivision	SANTA ROSA RHO
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1042
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 PRICE ST, PISMO BEACH, CA 93449-2524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage BRUCE & A JOETTE EISENGART LIVING TRUST
Oct 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage BRUCE & A JOETTE EISENGART LIVING TRUST
Feb 5, 2021	Grant Deed, Transfer · Commercial Mortgage LUIS GUTIERREZ ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	Sep 25, 1998 · Amount on Record
Deed Document Number	2021009090
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1561 MAIN ST, CAMBRIA, CA 93428-3307
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 PRICE ST, PISMO BEACH, CA 93449-2599

Mortgage

Document Number	0000032215
Date	Aug 8, 2022
Instrument	2022032215

Lender

Name	BRUCE & A JOETTE EISENGART LIVING TRUST
Type	Private Party
Address	1101 OCEAN BLVD, SHELL BEACH, CA 93449

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1561 MAIN ST, CAMBRIA, CA 93428-3307
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 PRICE ST, PISMO BEACH, CA 93449-2599

Mortgage

Document Number	0000072938
Date	Oct 29, 2021
Instrument	2021072938

Lender

Name	BRUCE & A JOETTE EISENGART LIVING TRUST
Type	Private Party
Address	1101 OCEAN BLVD, SHELL BEACH, CA 93449

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 5, 2021
Property Address	1561 MAIN ST, CAMBRIA, CA 93428-3307
Document Number	0000009090
Instrument Date	Jan 13, 2021
Instrument	2021009090
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 PRICE ST, PISMO BEACH, CA 93449-2599

Mortgage

Document Number	0000009091
Date	Feb 5, 2021
Instrument	2021009091

Lender

Name	LUIS GUTIERREZ ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,458.00 (+4.76%)	$270,606 (+4.04%) Land $189,425 Building $81,181
2023	$3,301.00 (+2.2%)	$260,100 Land $182,070 Building $78,030
2022	$3,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Astound Broadband, AT&T, Ranch Wifi, T-Mobile, Verizon.

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