1561 E Cousins Ln, Hernando, FL 34442 Property Records

Citrus County property record for 1561 E Cousins Ln, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	2,028 sqft Living Area
Lot Size	169,013 sqft (3.88 acres)
Occupancy	Owner Occupied
Last Sale	$27,900 (1991)
Tax Bill	$2,169.00 (2025)

Owner

Source: Citrus County records · APN 19E-17S-29-24100-005.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 312, HOLDER, FL 34445-0312
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 1991 · Amount on Record
Deed Sale	Apr 01, 1991 · Amount on Record
Deed Doc Number	0000891385
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1561 E COUSINS LN, HERNANDO, FL 34442-2007
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 E COUSINS LN, HERNANDO, FL 34442-2007

Mortgage

Document Number	0033060331
Date	Jul 27, 2022
Book Page	3306/331
Instrument	2022052694

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00 (+5.34%) Homeowner's exemption Additional exemption filed	$292,390 (-3.12%) Land $21,750 Building $270,640	$292,390 (-3.12%) Land $21,750 Building $270,640
2024	$2,059.00 (+17.19%) Homeowner's exemption Additional exemption filed	$301,800 (+9.5%) Land $21,750 Building $280,050	$301,800 (+9.5%) Land $21,750 Building $280,050
2023	$1,757.00 (+6.68%) Homeowner's exemption Additional exemption filed	$275,610 (+8.39%) Land $21,750 Building $253,860	$275,610 (+8.39%) Land $21,750 Building $253,860
2022	$1,647.00 Homeowner's exemption Additional exemption filed	$254,270 Land $21,750 Building $232,520	$254,270 Land $21,750 Building $232,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 521 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-17S-29-24100-005.0`
Alternative APNs	`2917S19E241000050` `2401834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,028 sqft Living Area
1st Floor	2,028 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	169,013 sqft (3.88 acres)
Depth X Width	353 ft x 200 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Area	980 sqft Garage

Exterior Amenities

Porch	Open Porch
Porch Area	966 sqft Porch
Pole Structure	520 sqft Pole Structure
Utility Building	200 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2401834
Old Parcel Number	2917S19E241000050
Street Address	1561 E COUSINS LN
City	HERNANDO
State	FL
Zip	34442-2007
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WOOD OAKS UNREC SUB MAP 432B LOTS 5 G & H DESC IN OR BK 891 PG 385
Legal Range	19E
Legal Township	17S
Legal Section	29
Legal Subdivision	WOOD OAKS
Legal Lot Number	5
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1057
Census Tract	450106