1561 Coles Ave, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 1561 Coles Ave, Mountainside, NJ 07092

Property Summary

Property Type	Single Family Home
Details	3,027 sqft · built 1939
Lot Size	0.621 acres (27,051 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Mar 2005)
Tax Bill	$16,046 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00003-11-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00003-11-00010`
Alternative APN	`1000003K00010`

Interior

Stories	2 Stories
Building Area	3,027 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Frame
Lot Area	27,051 sqft (0.621 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1000003K00010
Street Address	1561 COLES AVE
City	MOUNTAINSIDE
State	NJ
Zip	07092-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	3.11
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	MOUNTAINSIDE
Census Block Group	3
Census Block	3017
Census Tract	38300

Owner

1561 Coles Ave is owned and occupied by two individuals who bought it in March 2005.

Source: Union County and Mountainside Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1561 COLES AVE, MOUNTAINSIDE, NJ 07092-1311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2005 · Amount on File
Deed Sale	Mar 3, 2005 · Amount on File
Prior Sale	Jun 30, 1995 · Amount on File
Deed Book / Page	5488 / 717
Prior Transfer Date	Feb 24, 1997
Prior Transfer Doc	0000037421
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 22, 2026
Property Address	1561 COLES AVE, MOUNTAINSIDE, NJ 07092-1311
Document Number	0000092767
Book / Page	15805 / 2001
Instrument Date	Apr 21, 2026
Instrument	202692767
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	1561 COLES AVE, MOUNTAINSIDE, NJ 07092-1311

Mortgage

Document Number	0000092767,
Date	May 22, 2026
Book Page	15805/2001
Instrument	202692767

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1561 Coles Ave was $16,046, up 2.4% from the year before.

Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Mountainside Borough
Unified School District	Mountainside Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,100 (-) Land $304,000 Building $460,100	$764,100 (-) Land $304,000 Building $460,100
2025	$16,046.00 (+2.44%)	$764,100 Land $304,000 Building $460,100	$764,100 Land $304,000 Building $460,100
2024	$15,664.00
2023		$764,100 Land $304,000 Building $460,100	$764,100 Land $304,000 Building $460,100
2022	$15,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1561 Coles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1561 Coles Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20