1561 Cold Springs Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1561 Cold Springs Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1966
Lot Size	1.38 acres (60,548 sqft)
Owner	Company Name on File
Last Sale	$264,000 (Nov 2014)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`321-050-020-000`

Property Details

APN / Parcel Number

Primary APN	`321-050-020-000`
Alternative APNs	`32105020100` `3210502010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Lot Area	60,548 sqft
Terrain	Gentle Slope
Patio Area	1,184 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1561 COLD SPRINGS RD
City	PLACERVILLE
State	CA
Zip	95667-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	PM 46/87/2
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2009
Census Tract	31000

Owner

1561 Cold Springs Rd is owned by a company that acquired it in October 2016 and is owner-occupied.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Company Name on File
Mailing Address	1561 COLD SPRINGS RD, PLACERVILLE, CA 95667-9347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 3, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2014 · Amount on File
Deed Sale	Nov 21, 2014 · Amount on File
Deed Document Number	201448427
Last Transfer Date	Oct 5, 2016
Transfer Doc	0000049602
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1561 COLD SPRINGS RD, PLACERVILLE, CA 95667-9347
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 COLD SPRINGS RD, PLACERVILLE, CA 95667-9347

Mortgage

Document Number	0000024983
Date	Apr 12, 2021
Instrument	2021-0024983

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1561 COLD SPRINGS RD, PLACERVILLE, CA 95667-9347
Document Number	0000003385
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1561 COLD SPRINGS RD PLACERVILLE CA 956679347, PLACERVILLE, CA 95667-9347

Mortgage

Document Number	0000003385
Date	Jan 27, 2020
Instrument	3385

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1561 Cold Springs Rd was $3,276 with a homeowner's exemption, up 2.1% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,622 (+2%) Land $100,517 Building $223,105
2025	$3,276.00 (+2.06%) Homeowner's exemption	$317,278 Land $98,547 Building $218,731
2024	$3,210.00 (+2.03%)
2023	$3,146.00 (+1.52%) Homeowner's exemption	$304,960 Land $94,721 Building $210,239
2022	$3,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1561 Cold Springs Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1561 Cold Springs Rd is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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