15609 Penrose Rd, Morrison, IL 61270 Property Records

Whiteside County property record for 15609 Penrose Rd, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,320 sqft · built 1970
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Oct 2022)
Tax Bill	$1,913 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0320200001`

Property Details

APN / Parcel Number

Primary APN	`0320200001`
Alternative APN	`113275`

Interior

Bedrooms	1 Bed
Building Area	1,320 sqft Building Perimeter
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	33,541 sqft (0.77 acres)

Location & Zoning

Account Number	113275
Street Address	15609 PENROSE RD
City	MORRISON
State	IL
Zip	61270-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 NW NE SEC 20 TWP 22 RNG 5 26501X
Legal Range	05E
Legal Township	22N
Legal Section	20
Jurisdiction	WHITESIDE IL
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2032
Census Tract	200

Owner

15609 Penrose Rd is owned and occupied by an individual who bought it in October 2022.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	15609 PENROSE RD, MORRISON, IL 61270-9771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS NATIONAL BANK
Oct 18, 2022	Warranty Deed, Transfer · Stand-Alone Refinance FARMERS NATIONAL BANK
Jul 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Deed Document Number	20226324
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Aug 14, 2026
Property Address	15609 PENROSE RD, MORRISON, IL 61270-9771
Document Number	0000004395
Instrument Date	Jun 25, 2026
Instrument	20264395
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15609 PENROSE RD, MORRISON, IL 61270-9771

Mortgage

Document Number	0000004395,
Date	Aug 14, 2026
Instrument	20264395

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2031

Interest

Rate	7%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 18, 2022
Property Address	15609 PENROSE RD, MORRISON, IL 61270-9771
Document Number	0000006324
Instrument Date	Sep 20, 2022
Instrument	2022-06324
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15609 PENROSE RD, MORRISON, IL 61270-9771

Mortgage

Document Number	0000006325
Date	Oct 18, 2022
Instrument	2022-06325

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 28, 2020
Property Address	15609 PENROSE RD, MORRISON, IL 61270-9771
Document Number	0000004567
Instrument Date	Jul 28, 2020
Instrument	4567
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	410 E MAIN ST #D YORKVILLE IL 605602296, D, YORKVILLE, IL 60560-2296

Tax Assessment & Valuation

The 2025 property tax bill for 15609 Penrose Rd was $1,913.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Clyde Township
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,913.00	$31,738 Land $2,542 Building $29,196
2024			$95,214 Land $7,626 Building $87,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15609 Penrose Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15609 Penrose Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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