Prince George's County property record for 15609 Elsmere Ct, Bowie, MD 20716
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,492 sqft · built 1992 |
| Lot Size | 0.037 acres (1,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,100 (May 1992) |
| Tax Bill | $9,729 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-0692053 |
| Primary APN | 07-0692053 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,614 sqft (0.037 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 0692053 |
|---|---|
| Street Address | 15609 ELSMERE CT |
| City | BOWIE |
| State | MD |
| Zip | 20716-2629 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | LCD |
| Legal Description | ESSINGTON PLAT 3 |
| Legal Subdivision | ESSINGTON PLAT 3 |
| Legal Block | A |
| Legal Lot Number | 84 |
| Jurisdiction | PRINCE GEORGE'S MD |
| Township / Civil Division | 7, QUEEN ANNE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 800515 |
Source: Prince George's County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15609 ELSMERE CT, BOWIE, MD 20716-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 25, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Nov 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 1992 · Amount on Record |
| Deed Sale | May 4, 1992 · Amount on Record |
| Deed Book / Page | 8294 / 654 |
| Last Transfer Date | Mar 25, 2026 |
| Transfer Doc | 5234000093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Recording Date | Aug 25, 2026 |
| Property Address | 15609 ELSMERE CT, BOWIE, MD 20716-2629 |
| Document Number | 5234000093 |
| Book / Page | 52344 / 93 |
| Instrument Date | Mar 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | TRUE CONCEPT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15609 ELSMERE CT, BOWIE, MD 20716-2629 |
| Document Number | 5234000097, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 52344/97 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Property Address | 15609 ELSMERE CT, BOWIE, MD 20716-2629 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0493240126 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 49324/126 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2033 |
Source: Prince George's County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Prince George's County |
| Municipality | Bowie City |
| Unified School District | Prince George's County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,729.00 (+133.31%) Homeowner's exemption | $383,400 (+25.57%) Land $75,000 Building $308,400 | $383,400 (-) Land $75,000 Building $308,400 |
| 2023 | $4,170.00 Homeowner's exemption | $305,333 | $383,400 Land $75,000 Building $308,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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