15605 Orange Harvest Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15605 Orange Harvest Loop, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,708 sqft · built 2016
Lot Size	0.52 acres (2,250 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Mar 2025)
Tax Bill	$5,785 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-22-27-3603-04-840`

Property Details

APN / Parcel Number

Primary APN	`33-22-27-3603-04-840`
Alternative APNs	`272233360304840` `127505` `128288` `129673`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	763 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,250 sqft (0.52 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15605 ORANGE HARVEST LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3195
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	HICKORY HAMMOCK PHASE 1C 86/18 LOT 484
Legal Range	27E
Legal Township	22S
Legal Section	33
Legal Subdivision	HICKORY HAMMOCK PH 1C
Legal Phase	1C
Legal Tract	3603
Legal Block	4
Legal Lot Number	484
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1046
Census Tract	17116

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15605 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NAT'L BK
Sep 18, 2018	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	2025134516
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 7, 2025
Property Address	15605 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3195
Document Number	0000134516
Map Reference	MB 86 PG 18
Instrument Date	Mar 4, 2025
Instrument	20250134516
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	FIRST INTERNATIONAL TITLE LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17261 HEARTWOOD LOOP, WINTER GARDEN, FL 34787-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15605 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3195

Mortgage

Document Number	0000134517
Date	Mar 7, 2025
Instrument	20250134517

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15605 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3195
Document Number	0000383545
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15605 ORANGE HARVEST LOOP WINTER GARDEN FL 347873195, WINTER GARDEN, FL 34787-3195

Mortgage

Document Number	0000383545
Date	Jul 17, 2020
Instrument	383545

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2035

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 18, 2018
Property Address	15605 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3195
Document Number	0000553001
Map Reference	MB 86 PG 18
Instrument Date	Sep 14, 2018
Instrument	20180553001
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15605 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3195

Mortgage

Document Number	0000553004
Date	Sep 18, 2018
Instrument	20180553004

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,920 (-0.24%) Land $75,000 Building $277,920	$352,920 (-1.16%) Land $75,000 Building $277,920
2025	$5,785.00 (+7.95%)	$353,758 (+5.4%)	$357,060 (+6.38%) Land $75,000 Building $282,060
2024	$5,359.00 (+8.72%)
2023	$4,929.00 (+11.74%)	$335,648 (+15.11%) Land $75,000 Building $260,648	$335,648 (+15.11%) Land $75,000 Building $260,648
2022	$4,411.00	$291,600 Land $50,000 Building $241,600	$291,600 Land $50,000 Building $241,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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