15604 Queens Trail Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 15604 Queens Trail Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,841 sqft · built 2020
Lot Size	0.204 acres (8,864 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Mar 2021)
Tax Bill	$3,580 (2024)
Deeds & Mortgages	May 2026 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-195-10`

Property Details

APN / Parcel Number

Primary APN	`007-195-10`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,841 sqft Living Area
Gross Area	3,295 sqft
1st Floor Area	1,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	8,864 sqft (0.204 acres)
Garage Type	Attached
Garage Area	454 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15604 QUEENS TRAIL DR
City	DAVIDSON
State	NC
Zip	28036-0560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NE
Legal Description	L216 M66-525
Legal Subdivision	DAVIDSON EAST
Legal Block	5
Legal Lot Number	216
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3037
Census Tract	6404

Owner

15604 Queens Trail Dr is owned by two individuals who bought it in March 2021.

Source: Mecklenburg County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 RUMFORD CT, NEWTOWN, PA 18940-1772
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit OUR FEDERAL CREDIT UNION
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 26, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Deed Document Number	202159988
Deed Book / Page	35859 / 649
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	May 5, 2026
Property Address	15604 QUEENS TRAIL DR, DAVIDSON, NC 28036-0560
Document Number	0000046568
Book / Page	40396 / 851
Instrument Date	Apr 17, 2026
Instrument	202646568
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15604 QUEENS TRAIL DR, DAVIDSON, NC 28036-0560

Mortgage

Document Number	0000046568,
Date	May 5, 2026
Book Page	40396/851
Instrument	202646568

Lender

Name	OUR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 28, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	15604 QUEENS TRAIL DR, DAVIDSON, NC 28036-0560
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15604 QUEENS TRAIL DR, DAVIDSON, NC 28036-0560

Mortgage

Document Number	0000027489
Date	Mar 29, 2023
Book Page	38019/484
Instrument	2023027489

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 26, 2021
Property Address	15604 QUEENS TRAIL DR, DAVIDSON, NC 28036-0560
Document Number	0000059988
Book / Page	35859 / 649
Map Reference	MB 66 PG 525
Instrument Date	Mar 25, 2021
Instrument	2021059988
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 RUMFORD CT, NEWTOWN, PA 18940-1772

Mortgage

Document Number	0000059989
Date	Mar 26, 2021
Instrument	2021059989

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,300 Land $140,000 Building $331,300	$471,300 Land $140,000 Building $331,300
2024	$3,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15604 Queens Trail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15604 Queens Trail Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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