15604 N Cincinnati St, Spokane, WA 99208 Property Records

Spokane County property record for 15604 N Cincinnati St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,127 sqft · built 1977
Lot Size	0.259 acres (11,290 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2017)
Tax Bill	$4,060 (2026)
Deeds & Mortgages	Sep 2023 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37321.0737`

Property Details

APN / Parcel Number

Primary APN	`37321.0737`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,127 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,290 sqft (0.259 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	152 sqft
Patio Area	312 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15604 N CINCINNATI ST
City	SPOKANE
State	WA
Zip	99208-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	GLENEDEN 3RD ADD L37 B10
Legal Range	43E
Legal Township	27N
Legal Section	32
Legal Subdivision	GLENEDEN 3RD ADD
Legal Block	10
Legal Lot Number	37
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1000
Census Tract	10507

Owner

15604 N Cincinnati St is owned and occupied by two individuals who bought it in October 2017.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15604 N CINCINNATI ST, SPOKANE, WA 99208-9575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPOKANE TEACHERS CU
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	20176655482
Prior Transfer Date	Jun 6, 2006
Prior Transfer Doc	0005389754
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15604 N CINCINNATI ST, SPOKANE, WA 99208-9575
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007306140
Date	Sep 5, 2023
Instrument	7306140

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 20, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15604 N CINCINNATI ST, SPOKANE, WA 99208-9575
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007076929
Date	May 19, 2021
Instrument	7076929

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 31, 2017
Property Address	15604 N CINCINNATI ST, SPOKANE, WA 99208-9575
Document Number	0006655482
Map Reference	VOL12 PG74
Instrument Date	Oct 31, 2017
Instrument	6655482
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,188.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15604 N CINCINNATI ST, SPOKANE, WA 99208-9575

Mortgage

Document Number	0006655483
Date	Oct 31, 2017
Instrument	6655483

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15604 N Cincinnati St was $4,060, down 3.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,060.00 (-3.26%)	$389,200 Land $110,000 Building $279,200	$389,200 Land $110,000 Building $279,200
2025	$4,197.00
2024		$426,400 (+25.19%) Land $80,000 Building $346,400	$426,400 (+25.19%) Land $80,000 Building $346,400
2023	$3,963.00 (+1.62%)	$340,600 Land $50,000 Building $290,600	$340,600 Land $50,000 Building $290,600
2022	$3,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15604 N Cincinnati St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15604 N Cincinnati St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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