15602 221st Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 15602 221st Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$192,400 (Nov 2023)
Tax Bill	$1,365 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04S-11E-11939-001002`

Property Details

APN / Parcel Number

Primary APN	`03-04S-11E-11939-001002`
Alternative APN	`11939001002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Finished/Screened Porch
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	11939001002
Street Address	15602 221ST RD
City	LIVE OAK
State	FL
Zip	32060-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 1.00 ACRES COMM AT THE NW COR OF SE1/4 OF SEC 3 THENCE RUN S 89 DEG 48'00E 453.96 FT TO POB THENCE S 89 DEG 48'00 E
Legal Range	11E
Legal Township	04S
Legal Section	03
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1024
Census Tract	970301

Owner

15602 221st Rd is owned and occupied by an individual who bought it in November 2023.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15602 221ST RD, LIVE OAK, FL 32060-5215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Mar 8, 2012 · Amount on File
Deed Document Number	2023272985
Deed Book / Page	2479 / 375
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 16, 2023
Property Address	15602 221ST RD, LIVE OAK, FL 32060-5215
Document Number	0000272985
Book / Page	2479 / 375
Instrument Date	Nov 8, 2023
Instrument	2023272985
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,346.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 ANTHONY LN, RACINE, WI 53404-1772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15602 221ST RD, LIVE OAK, FL 32060-5215

Mortgage

Document Number	0000000377
Date	Nov 16, 2023
Instrument	2479/377

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	15602 221ST RD, LIVE OAK, FL 32060-5215
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237134
Date	Apr 16, 2021
Book Page	2259/361
Instrument	2021237134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	15602 221ST RD, LIVE OAK, FL 32060-5215
Document Number	0000211852
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15602 221ST RD LIVE OAK FL 320605215, LIVE OAK, FL 32060-5215

Mortgage

Document Number	0000211852
Date	Feb 12, 2019
Book Page	002100/000227
Instrument	211852

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,147	$115,422 Land $10,000 Building $105,422
2024	$1,365.00 (-17.02%)
2023	$1,645.00 (+14.16%)	$101,942 (+32.46%) Land $10,000 Building $91,942	$101,942 (+32.46%) Land $10,000 Building $91,942
2022	$1,441.00	$76,962	$76,962 Land $10,000 Building $66,962

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15602 221st Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	10 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15602 221st Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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