15601 Oak Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 15601 Oak Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,730 sqft · built 1979
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Tax Bill	$4,801 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-10-07-000-013.201-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-07-000-013.201-015`
Alternative APNs	`291007000013201014` `0810070000013201`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1982
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0810070000013201
Old Parcel Number	291007000013201014
Street Address	15601 OAK RD
City	CARMEL
State	IN
Zip	46033-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .68, SECTION 7, TOWNSHIP 18, RANGE 4
Legal Range	04
Legal Township	18
Legal Section	07
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	110405

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	15601 OAK RD, CARMEL, IN 46033-9476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 19, 2022	Warranty Deed, Transfer ATTORNEYS TITLE AGENCY/IN LLC, ATTORNEYS TTL AGCY OF IN LLC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Dec 22, 2025
Deed Sale	Dec 22, 2025
Prior Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	2025055488
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 22, 2025
Property Address	15601 OAK RD, CARMEL, IN 46033-9476
Document Number	0000055488
Instrument Date	Dec 10, 2025
Instrument	2025055488
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15601 OAK RD, CARMEL, IN 46033-9476

Mortgage

Document Number	0000055489
Date	Dec 22, 2025
Instrument	2025055489

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 19, 2022
Property Address	15601 OAK RD, CARMEL, IN 46033-9476
Document Number	0000041333
Instrument Date	Aug 11, 2022
Instrument	2022041333
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ATTORNEYS TITLE AGENCY/IN LLC, ATTORNEYS TTL AGCY OF IN LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15601 OAK RD, CARMEL, IN 46033-9476

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,900 (+16.61%) Land $82,600 Building $167,300	$249,900 (+16.61%) Land $82,600 Building $167,300
2024	$4,801.00 (+6.12%)	$214,300 (+6.94%) Land $45,900 Building $168,400	$214,300 (+6.94%) Land $45,900 Building $168,400
2023	$4,524.00 (+6.35%)	$200,400 (+7.22%) Land $45,900 Building $154,500	$200,400 (+7.22%) Land $45,900 Building $154,500
2022	$4,254.00	$186,900 Land $45,900 Building $141,000	$186,900 Land $45,900 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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