San Joaquin County property record for 15601 French Camp Rd, Ripon, CA 95366
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,065 sqft · built 1967 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Sep 2013) |
| Tax Bill | $5,369 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-080-030-000 |
| Primary APN | 203-080-030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,065 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Lot Area | 38,333 sqft (0.88 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 203-080-03 |
|---|---|
| Street Address | 15601 FRENCH CAMP RD |
| City | RIPON |
| State | CA |
| Zip | 95366-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG40 |
| Legal Description | TWP 01S RGE 08E SEC 32 |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5003 |
Source: San Joaquin County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage · ARM IMC MORTGAGE CORP |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 17, 2018 | Deed of Trust, Mortgage ETHOS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2013 · Amount on Record |
| Deed Sale | Sep 17, 2013 · Amount on Record |
| Prior Sale | Jul 25, 2013 · Amount on Record |
| Deed Document Number | 2013119307 |
| Last Transfer Date | Aug 4, 2015 |
| Transfer Doc | 0000103196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034613 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018-034613 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE CO SAN |
| Name | Verified Name |
|---|---|
| Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Document Number | 0000063327 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2019-063327 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000084751 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020-084751 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE CO SAN |
| Name | Verified Name |
|---|---|
| Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Document Number | 0000011206 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-011206 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Document Number | 0000192984 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021-192984 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15601 FRENCH CAMP RD, RIPON, CA 95366-9731 |
| Document Number | 0000129175 |
| Instrument Date | Nov 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15601 FRENCH CAMP RD RIPON CA 953669731, RIPON, CA 95366-9731 |
| Document Number | 0000129175 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 129175 |
| Name | ETHOS LNDG |
|---|---|
| Address | PITTSBURGH, PA 15212 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 25, 2048 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,369.00 (+5.79%) | |
| 2025 | $5,075.00 (+3.74%) | $459,691 (+4.04%) Land $177,566 Building $282,125 |
| 2023 | $4,892.00 (+1.6%) | $441,843 Land $170,672 Building $271,171 |
| 2022 | $4,815.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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