15601 E Steele Ridge Ln, Spokane, WA 99217 Property Records

Spokane County property record for 15601 E Steele Ridge Ln, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 2024
Lot Size	2.24 acres (97,975 sqft)
Owner	2 Individual Names on File
Last Sale	$39,998 (Dec 2023)
Tax Bill	$2,517 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46114.9026`

Property Details

APN / Parcel Number

Primary APN	`46114.9026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	800 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	97,975 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15601 E STEELE RIDGE LN
City	SPOKANE
State	WA
Zip	99217-9804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STA
Legal Description	11 26 44 PTN OF SE1/4 OF SE1/4 LYG S & E OF FORKER-PEO NE RD;
Legal Range	44
Legal Township	26
Legal Section	11
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	2
Census Block	2001
Census Tract	10101

Owner

15601 E Steele Ridge Ln is owned by two individuals who bought it in December 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10310 N MORRISON RD, SPOKANE, WA 99217-9633
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · VA Mortgage SUNFLOWER BANK NA
Jun 16, 2023	Deed of Trust, Mortgage FREEDOM NORTHWEST CU
Dec 14, 2023	Intrafamily Transfer, Transfer · Construction Mortgage GUARDIAN MORTGAGE CO INC
Sep 25, 2020	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Sep 25, 2020 · Amount on File
Deed Document Number	20237324073
Prior Transfer Date	Dec 13, 2023
Prior Transfer Doc	0007324073
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15601 E STEELE RIDGE LN, SPOKANE, WA 99217-9804
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15601 E STEELE RIDGE LN, SPOKANE, WA 99217-9804

Mortgage

Document Number	0007451903
Date	Nov 7, 2025
Instrument	7451903

Lender

Name	SUNFLOWER BANK NA
Type	Bank
Address	RICHARDSON, TX 75083

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15601 E STEELE RIDGE LN, SPOKANE, WA 99217-9804
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10310 N MORRISON RD, SPOKANE, WA 99217-9633

Mortgage

Document Number	0007290687
Date	Jun 16, 2023
Instrument	7290687

Lender

Name	FREEDOM NORTHWEST CU
Type	Credit Union
Address	KAMIAH, ID 83536

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 16, 2033

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Dec 14, 2023
Property Address	15601 E STEELE RIDGE LN, SPOKANE, WA 99217-9804
Document Number	0007324073
Instrument Date	Dec 13, 2023
Instrument	7324073
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10310 N MORRISON RD, SPOKANE, WA 99217-9633

Mortgage

Document Number	0007324074
Date	Dec 14, 2023
Instrument	7324074

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.99%
Max Rate At Change	9.99%
Max Rate	12.9%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 25, 2020
Property Address	SPOKANE, WA 99217
Document Number	0006973155
Instrument Date	Sep 23, 2020
Instrument	6973155
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10310 N MORRISON RD SPOKANE WA 992179633, SPOKANE, WA 99217-9633

Tax Assessment & Valuation

The 2026 property tax bill for 15601 E Steele Ridge Ln was $2,517, up 25% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,517.00 (+25.04%)	$284,050 Land $127,450 Building $156,600	$284,050 Land $127,450 Building $156,600
2025	$2,013.00 Additional exemption filed
2024		$100 (-) Land $100	$100 (-) Land $100
2023	$35.00 Additional exemption filed	$100 Land $100	$100 Land $100
2022	$35.00 Additional exemption filed

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15601 E Steele Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15601 E Steele Ridge Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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