Macomb County property record for 15600 White Oak, Fraser, MI 48026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,793 sqft · built 1996 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Dec 2022) |
| Tax Bill | $7,481 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-31-176-038 |
| Primary APN | 03-11-31-176-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 1,793 sqft |
| Basement Area | 1,793 sqft |
| Unfinished Basement | 1,793 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 15600 WHITE OAK |
|---|---|
| City | FRASER |
| State | MI |
| Zip | 48026-5098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | FRASER MEADOWS NORTH SUB NO 2 LOT NO 154. L112 PP30-34. CITY OF FRASER |
| Legal Subdivision | FRASER MEADOWS NORTH SUB |
| Legal Lot Number | 154 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | FRASER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 254100 |
15600 White Oak is owned and occupied by an individual who bought it in December 2022.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15600 WHITE OAK, FRASER, MI 48026-5098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Dec 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on File |
| Deed Sale | Dec 1, 2022 · Amount on File |
| Prior Sale | Dec 3, 2019 · Amount on File |
| Deed Document Number | 2022131923 |
| Deed Book / Page | 28921 / 377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 1, 2022 |
| Property Address | 15600 WHITE OAK, FRASER, MI 48026-5098 |
| Document Number | 2200131923 |
| Book / Page | 28921 / 377 |
| Map Reference | LB 112 PG 30-34 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 202200131923 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15600 WHITE OAK, FRASER, MI 48026-5098 |
| Name | Verified Name |
|---|---|
| Address | 518 N BARBARA BLVD, GREENSBURG, IN 47240-2238 |
| Document Number | 2200131845 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 202200131845 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15600 WHITE OAK, FRASER, MI 48026-5098 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 15600 WHITE OAK, FRASER, MI 48026-5098 |
| Document Number | 2102160995 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 27584/488 |
| Instrument | 202102160995 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 3, 2019 |
| Property Address | 15600 WHITE OAK, FRASER, MI 48026-5098 |
| Document Number | 0000136777 |
| Book / Page | 026369 / 000802 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 136777 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,279.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46950 COUNTRY LN MACOMB MI 480443333, MACOMB, MI 48044-3333 |
| Document Number | 135150 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 026362/000052 |
| Instrument | 135150 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2049 |
The 2025 property tax bill for 15600 White Oak was $7,481 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Fraser City |
| Unified School District | Fraser Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,800 | $351,600 | |
| 2025 | $7,481.00 | ||
| 2023 | $142,400 | $284,800 | |
| 2022 | $6,502.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15600 White Oak in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15600 White Oak is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRASER serves 14,297 people · EPA ID MI0002460 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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