San Joaquin County property record for 15600 N Ray Rd, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1976 |
| Lot Size | 3.19 acres (138,956 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Jun 2019) |
| Tax Bill | $7,375 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 025-140-290-000 |
| Primary APN | 025-140-290-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 138,956 sqft (3.19 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 025-140-29 |
|---|---|
| Street Address | 15600 N RAY RD |
| City | LODI |
| State | CA |
| Zip | 95242-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 4106 |
15600 N Ray Rd is owned and occupied by an individual who bought it in June 2019.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15600 N RAY RD, LODI, CA 95242-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Jun 28, 2019 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Feb 12, 2018 | Grant Deed, Transfer |
| Apr 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 201968264 |
| Prior Transfer Date | Mar 15, 2017 |
| Prior Transfer Doc | 0000038928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15600 N RAY RD, LODI, CA 95242-9213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 15600 N RAY RD, LODI, CA 95242-9213 |
| Document Number | 0000088937 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-088937 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 28, 2019 |
| Property Address | 15600 N RAY RD, LODI, CA 95242-9213 |
| Document Number | 0000068264 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 2019-068264 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15600 N RAY RD, LODI, CA 95242-9213 |
| Document Number | 0000068265 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019-068265 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 12, 2018 |
| Property Address | 15600 N RAY RD, LODI, CA 95242-9213 |
| Document Number | 0000016198 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 16198 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 698 CLEMENTS CA 952270698, CLEMENTS, CA 95227-0698 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 6, 2017 |
| Property Address | 15600 N RAY RD, LODI, CA 95242-9213 |
| Document Number | 0000038928 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 38928 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 19400 N HIGHWAY 99 ACAMPO CA 952209699, ACAMPO, CA 95220-9699 |
The 2026 property tax bill for 15600 N Ray Rd was $7,375, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,375.00 (+0.3%) | ||
| 2025 | $7,353.00 | $652,574 Land $234,257 Building $418,317 | |
| 2023 | $7,080.00 (+2.16%) | $627,235 Land $225,161 Building $402,074 | $729,360 |
| 2022 | $6,930.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15600 N Ray Rd in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15600 N Ray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 1,000 / 1,000 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
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