Stearns County property record for 1560 39th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4 ba · 2,364 sqft · built 2014 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,118 (2026) |
| Deeds & Mortgages | Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45817-0025 |
| Primary APN | 82-45817-0025 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,364 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Lot Width | 99 ft Width |
| Garage Area | 1,298 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1560 39TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD67 |
| Legal Description | LOT 006 BLK 002 COYOTE CREEK SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 35 |
| Legal Subdivision | COYOTE CREEK |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 402 |
1560 39th St S is owned and occupied by an individual who acquired it in January 2017.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1560 39TH ST S, SAINT CLOUD, MN 56301-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 3, 2017 |
| Transfer Doc | 00A1487069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 11, 2017 |
| Property Address | 1560 39TH ST S, SAINT CLOUD, MN 56301-9560 |
| Document Number | 00A1487069 |
| Instrument Date | Jan 3, 2017 |
| Instrument | A1487069 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 39TH ST S, 1560, SAINT CLOUD, MN 56301-9560 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
The 2026 property tax bill for 1560 39th St S was $10,118.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,118.00 | $687,000 (+6.03%) Land $90,000 Building $597,000 | $687,000 (+6.03%) Land $90,000 Building $597,000 |
| 2025 | $647,900 Land $90,000 Building $557,900 | $647,900 Land $90,000 Building $557,900 | |
| 2023 | $8,088.00 | $621,300 Land $90,000 Building $531,300 | $621,300 Land $90,000 Building $531,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1560 39th St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1560 39th St S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xtratyme Technologies.
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