Madison County property record for 156 Woods Point Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,561 sqft · built 1998 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Sep 2017) |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0098-0001-0038 |
| Primary APN | 0098-0001-0038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 48284 |
|---|---|
| Street Address | 156 WOODS POINT DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDFLOWER ESTS LOT 38 PH 3 |
| Legal Subdivision | WILDFLOWER ESTATES |
| Legal Phase | 3 |
| Legal Block | 3 |
| Legal Lot Number | 38 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11103 |
156 Woods Point Dr is owned and occupied by an individual who bought it in September 2017.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 156 WOODS POINT DR, BEREA, KY 40403-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Jan 13, 2022 | Deed of Trust, Mortgage · VA Mortgage SERVICEMAC LLC |
| Sep 13, 2017 | Warranty Deed, Transfer · VA Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on File |
| Deed Sale | Sep 13, 2017 · Amount on File |
| Prior Sale | May 15, 2006 · Amount on File |
| Deed Document Number | 2013964786 |
| Deed Book / Page | D00750 / 211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 156 WOODS POINT DR, BEREA, KY 40403-9682 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 156 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | 0M2265/559 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | M2265/559 |
| Instrument | 2014172783 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 156 WOODS POINT DR, BEREA, KY 40403-9682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2125/719 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | M2125/719 |
| Instrument | 2014072398 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 13, 2017 |
| Property Address | 156 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | D00750/211 |
| Book / Page | D00750 / 211 |
| Map Reference | CAB13 SL34 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 2013964786 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 SWEET MAPLE DR, 201, RICHMOND, KY 40475-8045 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 156 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | 2013964787 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2013964787 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 156 Woods Point Dr was $1,687 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,687.00 Additional exemption filed | $179,000 | $179,000 |
| 2023 | $1,639.00 | $169,000 | $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 156 Woods Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 156 Woods Point Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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