156 Trace Cove Dr, Madison, MS 39110 Property Records

Madison County property record for 156 Trace Cove Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1989
Owner	Individual Name on File
Tax Bill	$907 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072E-21D-062/02.08`

Property Details

APN / Parcel Number

Primary APN	`072E-21D-062/02.08`
Alternative APN	`14769`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,136 sqft Adjusted Area
1st Floor Area	1,892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14769
Old Parcel Number	072E-21D-062/02.08
Street Address	156 TRACE COVE DR
City	MADISON
State	MS
Zip	39110-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 TRACE COVE PT 2
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	TRACE COVE PT 2
Legal Lot Number	15
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30110

Owner

156 Trace Cove Dr is owned and occupied by an individual who acquired it in August 1997.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	156 TRACE COVE DR, MADISON, MS 39110-9288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 17, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 1997
Deed Sale	Aug 14, 1997
Deed Document Number	0000402169
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	156 TRACE COVE DR, MADISON, MS 39110-9288
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 TRACE COVE DR, MADISON, MS 39110-9288

Mortgage

Document Number	004260/900
Date	Sep 21, 2022
Book Page	4260/900
Instrument	966160

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	116 Months
Due	May 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	156 TRACE COVE DR, MADISON, MS 39110-9288
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 TRACE COVE DR, MADISON, MS 39110-9288

Mortgage

Document Number	004210/108
Date	May 17, 2022
Book Page	4210/108
Instrument	957079

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	156 TRACE COVE DR, MADISON, MS 39110-9288
Document Number	0000811393
Book / Page	003471 / 000702
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 TRACE COVE DR MADISON MS 391109288, MADISON, MS 39110-9288

Mortgage

Document Number	0000811393
Date	Apr 27, 2017
Book Page	003471/000702
Instrument	811393

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 26, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 156 Trace Cove Dr was $907 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 Homeowner's exemption	$15,855	$158,550 Land $40,000 Building $118,550
2024	$907.00
2023	$907.00 Homeowner's exemption	$15,855	$158,550 Land $40,000 Building $118,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Trace Cove Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Trace Cove Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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