Wright County property record for 156 Terning Way, Howard Lake, MN 55349
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,262 sqft · built 2023 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $352,900 (Aug 2024) |
| Tax Bill | $4,428 (2026) |
| Deeds & Mortgages | Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-050-006130 |
| Primary APN | 109-050-006130 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Lot Area | 13,939 sqft (0.32 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 156 TERNING WAY |
|---|---|
| City | HOWARD LAKE |
| State | MN |
| Zip | 55349-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-02 TWP-118 RANGE-027 TERNING TRAILS PLAT 2 LOT-013 BLOCK-006 K-006 |
| Legal Range | 027 |
| Legal Township | 118 |
| Legal Section | 02 |
| Legal Subdivision | TERNING TRAILS PLAT 2 |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | HOWARD LAKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 101200 |
156 Terning Way is owned and occupied by an individual who bought it in August 2024.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 156 TERNING WAY, HOWARD LAKE, MN 55349-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Deed Document Number | 20241686618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jan 14, 2022 |
| Property Address | 156 TERNING WAY, HOWARD LAKE, MN 55349-4101 |
| Document Number | 00A1496397 |
| Instrument Date | Jan 14, 2022 |
| Instrument | A1496397 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | CUSTOM HOME BUILDERS TITLE, CUSTOM HOME BUILDERS TTL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3301 HIGHWAY 169 N, PLYMOUTH, MN 55441-3179 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 156 Terning Way was $4,428.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Howard Lake City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,428.00 | $335,500 (-0.77%) Land $47,400 Building $288,100 | $335,500 (-0.77%) Land $47,400 Building $288,100 |
| 2025 | $338,100 Land $55,500 Building $282,600 | $338,100 Land $55,500 Building $282,600 | |
| 2023 | $460.00 | $32,900 Land $32,900 | $32,900 Land $32,900 |
| 2022 | $460.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 156 Terning Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 156 Terning Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Howard Lake serves 2,180 people · EPA ID MN1860010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 15 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Broadband Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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