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156 Smith St, Derby, CT 06418 Property Records

Derby City property record for 156 Smith St, Derby, CT 06418

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,584 sqft · built 1978
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Nov 2018)
Tax Bill$8,101 (2025)
Deeds & MortgagesDec 2021 Refinance
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDERB M:9 B:6 L:62

Property Details

APN / Parcel Number

Primary APNDERB M:9 B:6 L:62
Alternative APNs
  • 003458
  • 9248
  • 3458

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
1st Floor Area1,584 sqft
Basement Area1,500 sqft
Unfinished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number3458
Street Address156 SMITH ST
CityDERBY
StateCT
Zip06418-1243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Block6
Legal Lot Number62
JurisdictionDERBY CT
Township / Civil DivisionDERBY
Census Block Group2
Census Block2001
Census Tract120200

Owner

Source: Derby City records · APN DERB M:9 B:6 L:62

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address156 SMITH ST, DERBY, CT 06418-1243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Nov 21, 2018Warranty Deed, Transfer
FINANCE AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Prior SaleOct 29, 2009 · Amount on Record
Deed Book / Page787 / 332
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERBY CT
Property Address156 SMITH ST, DERBY, CT 06418-1243
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000868-232
DateDec 02, 2021
Book Page868/232
Instrument2374
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDERBY CT
Recording DateNov 21, 2018
Property Address156 SMITH ST, DERBY, CT 06418-1243
Document Number787-332
Book / Page000787 / 000332
Instrument DateNov 21, 2018
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address156 SMITH ST DERBY CT 064181243, DERBY, CT 06418-1243

Mortgage

Document Number787-334
DateNov 21, 2018
Book Page000787/000334
Lender
NameFINANCE AMERICA
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueNov 20, 2048

Tax Assessment & Valuation

Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityDerby City
Unified School DistrictDerby School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,101.00$187,530 (-) Land $32,130 Building $155,400$131,271 Land $22,491 Building $108,780
2024$8,101.00 (+11.91%)
2023$7,239.00$187,530 (-) Land $32,130 Building $155,400
2022$7,239.00$187,530 Land $32,130 Building $155,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 353 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0930011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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