156 Schooner Ridge Dr E, Kitty Hawk, NC 27949 Property Records

Dare County property record for 156 Schooner Ridge Dr E, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,104 sqft · built 1990
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Aug 2025)
Tax Bill	$7,224 (2026)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`986909053437`

Property Details

APN / Parcel Number

Primary APN	`986909053437`
Alternative APNs	`98690953437` `026469085`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,104 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986909053437
Street Address	156 SCHOONER RIDGE DR E
City	KITTY HAWK
State	NC
Zip	27949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 85 BLK: SEC: 2 PL: C SL: 14E
Legal Subdivision	SCHOONER RIDGE
Legal Phase	II
Legal Lot Number	85
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1021
Census Tract	970101

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7206 BEECHWOOD RD, ALEXANDRIA, VA 22307-1810
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC
Aug 29, 2018	Deed of Trust, Mortgage FIRST INTERNET BANK OF INDIANA
Jun 15, 2021	Re-recorded Document
Jun 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Apr 17, 2006 · Amount on Record
Deed Document Number	2025700151488
Deed Book / Page	2803 / 306
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	2504/311
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 4, 2025
Property Address	156 SCHOONER RIDGE DR E, DUCK, NC 27949
Document Number	002803/306
Book / Page	2803 / 306
Map Reference	CAB C SLS 14-E AND 1
Instrument Date	Jul 23, 2025
Instrument	700151488
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20566 COURIER RIDGE PL, ASHBURN, VA 20147-5119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7206 BEECHWOOD RD, ALEXANDRIA, VA 22307-1810

Mortgage

Document Number	0700151489
Date	Aug 4, 2025
Instrument	700151489

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 21, 2055

Interest

Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	156 SCHOONER RIDGE DR E, DUCK, NC 27949
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002257/0000000051
Date	Aug 29, 2018
Book Page	0000002257/0000000051
Instrument	000700056132

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Amount	Amount Recorded
Term	173 Months
Due	Jan 1, 2033

June 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DARE NC
Recording Date	Jun 15, 2021
Property Address	156 SCHOONER RIDGE DR E, DUCK, NC 27949
Document Number	2517/139
Book / Page	2517 / 139
Map Reference	CAB C SL 14-E&14-F
Instrument Date	Jun 14, 2021
Instrument	700100941
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	20566 COURIER RIDGE PL, ASHBURN, VA 20147-5119

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Jun 15, 2021
Property Address	156 SCHOONER RIDGE DR E, DUCK, NC 27949
Document Number	2517/107
Book / Page	2517 / 107
Map Reference	CAB C SL 14-E&14-F
Instrument Date	May 7, 2021
Instrument	700100939
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20566 COURIER RIDGE PL, ASHBURN, VA 20147-5119

Mortgage

Document Number	700100940
Date	Jun 15, 2021
Instrument	700100940

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	May 11, 2021
Property Address	156 SCHOONER RIDGE DR E, DUCK, NC 27949
Document Number	2504/311
Book / Page	2504 / 311
Map Reference	CAB C SL 14-E&14-F
Instrument Date	May 7, 2021
Instrument	700098736
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	20566 COURIER RIDGE PLACE, KITTY HAWK, NC 27949

Mortgage

Document Number	700098737
Date	May 11, 2021
Instrument	700098737

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,224.00 (+0.12%)	$1,608,200 (-) Land $1,080,000 Building $528,200	$1,608,200 (-) Land $1,080,000 Building $528,200
2025	$7,215.00 (+49.29%)	$1,608,200 (+106.45%) Land $1,080,000 Building $528,200
2023	$4,833.00	$778,984 Land $405,000 Building $373,984
2020			$1,608,200 Land $1,080,000 Building $528,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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