Kane County property record for 156 S Melrose Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,636 sqft · built 1973 |
| Lot Size | 0.147 acres (6,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Aug 2018) |
| Tax Bill | $6,829 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-461-006 |
| Primary APN | 06-15-461-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 1,636 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 6,389 sqft (0.147 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 156 S MELROSE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN LOT 3 BLOCK 46 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 46 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 156 S MELROSE AVE, ELGIN, IL 60123-6140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on Record |
| Deed Sale | Aug 30, 2018 · Amount on Record |
| Deed Document Number | 201842616 |
| Prior Transfer Date | Jan 2, 2002 |
| Prior Transfer Doc | 0000042807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 156 S MELROSE AVE, ELGIN, IL 60123-6140 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000030283 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021K030283 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 156 S MELROSE AVE, ELGIN, IL 60123-6140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000016229 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2020K016229 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 30, 2018 |
| Property Address | 156 S MELROSE AVE, ELGIN, IL 60123-6140 |
| Document Number | 0000042616 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 2018K042616 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | STARCK TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 156 S MELROSE AVE, ELGIN, IL 60123-6140 |
| Document Number | 0000042617 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2018K042617 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate | 4.62% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,829.00 (+15.84%) Homeowner's exemption | $97,513 (+8.57%) Land $15,540 Building $81,973 | $292,656 (+8.57%) Land $46,639 Building $246,017 |
| 2024 | $89,815 (+21.39%) Land $14,313 Building $75,502 | $269,553 (+21.44%) Land $42,956 Building $226,597 | |
| 2022 | $5,895.00 (+4.6%) Homeowner's exemption | $73,987 (+6.96%) Land $11,791 Building $62,196 | $221,961 (+6.96%) Land $35,373 Building $186,588 |
| 2021 | $5,636.00 Homeowner's exemption | $69,173 Land $11,024 Building $58,149 | $207,519 Land $33,072 Building $174,447 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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