156 Pine Bark Cir, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 156 Pine Bark Cir, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,400 sqft · built 1971
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$674,000 (Jan 2022)
Tax Bill	$3,252 (2024)
Deeds & Mortgages	May 2021 Mortgage Jan 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6587 10 27 6404`

Property Details

APN / Parcel Number

Primary APN	`6587 10 27 6404`
Alternative APN	`1485380`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,400 sqft Finished Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	280 ft deep x 128 ft wide
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1485380
Street Address	156 PINE BARK CIR
City	MOUNT GILEAD
State	NC
Zip	27306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WOODRUN LOT 840 WOODRUN #840
Legal Subdivision	WOODRUN SUBDIVISION OF RUSSWOOD INC
Legal Lot Number	840
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1010
Census Tract	960301

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1804 LEMON SPRINGS CT, RALEIGH, NC 27612-2306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 10, 2022	Warranty Deed, Transfer
Aug 17, 2020	Warranty Deed, Transfer · VA Mortgage ACOPIA LLC
Oct 21, 2019	Intrafamily Transfer, Transfer
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	2022372056
Deed Book / Page	893 / 50
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	00835/0547
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	156 PINE BARK CIR, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000873/113
Date	May 12, 2021
Book Page	873/113
Instrument	368183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jan 10, 2022
Property Address	156 PINE BARK CIR, MOUNT GILEAD, NC 27306
Document Number	0000893/50
Book / Page	893 / 50
Map Reference	CAB A SL 660
Instrument Date	Jan 10, 2022
Instrument	372056
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$1,348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 224, OAKBORO, NC 28129-0224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 LEMON SPRINGS CT, RALEIGH, NC 27612-2306

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Aug 17, 2020
Property Address	156 PINE BARK CIR, MOUNT GILEAD, NC 27306
Document Number	000853/467
Book / Page	853 / 467
Map Reference	CAB A SL 660
Instrument Date	Jul 31, 2020
Instrument	364270
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5422 AMICK RD, 5422, JULIAN, NC 27283-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TUCKER ST, STANFIELD, NC 28163-5565

Mortgage

Document Number	0000364271
Date	Aug 17, 2020
Instrument	364271

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Oct 21, 2019
Property Address	156 PINE BARK CIR, MOUNT GILEAD, NC 27306
Document Number	00835/0547
Book / Page	0835 / 0547
Map Reference	CAB A SL 660
Instrument Date	Oct 14, 2019
Instrument	360602
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5422 AMICK RD, JULIAN, NC 27283-9200

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Aug 22, 2019
Property Address	156 PINE BARK CIR, MOUNT GILEAD, NC 27306
Document Number	00831/0492
Book / Page	0831 / 0492
Map Reference	CAB A SL 660
Instrument Date	Aug 12, 2019
Instrument	359816
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8715 BEAMISNSTER PLACE, 8715, BRYSON CITY, NC 28713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 AMICK RD, JULIAN, NC 27283-9200

Mortgage

Document Number	0000359817
Date	Aug 22, 2019
Instrument	359817

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,843 (-) Land $237,000 Building $248,843	$485,843 (-) Land $237,000 Building $248,843
2025		$485,843 (-) Land $237,000 Building $248,843	$485,843 (-) Land $237,000 Building $248,843
2024	$3,252.00
2023		$485,843 Land $237,000 Building $248,843	$485,843 Land $237,000 Building $248,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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