156 Park St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 156 Park St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,082 sqft · built 1772
Lot Size	0.606 acres (26,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2023)
Tax Bill	$5,661 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M27 B:14 L:4`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M27 B:14 L:4`
Alternative APN	`M:O-27 B:0007 L:0003`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,082 sqft Living Area
Gross Area	7,351 sqft
Basement Area	1,651 sqft
Unfinished Basement	1,651 sqft

Exterior

Year Built	Built 1772
Effective Year Built	Effective 1772
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,405 sqft (0.606 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	156 PARK ST
City	GARDNER
State	MA
Zip	01440-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	14
Legal Lot Number	4
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2007
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	156 PARK ST, GARDNER, MA 01440-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Quit Claim Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Feb 7, 2023	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Feb 7, 2023 · Amount on Record
Deed Book / Page	69660 / 187
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 19, 2023
Property Address	156 PARK ST, GARDNER, MA 01440-1635
Document Number	069660-187
Book / Page	69660 / 187
Instrument Date	Sep 19, 2023
Instrument	77968
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 PARK ST, GARDNER, MA 01440-1635

Mortgage

Document Number	0000077969
Date	Sep 19, 2023
Instrument	77969

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Feb 7, 2023
Property Address	156 PARK ST, GARDNER, MA 01440-1635
Document Number	068805-371
Book / Page	68805 / 371
Instrument Date	Jan 25, 2023
Instrument	11304
Transaction Type	Foreclosure
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY # BLDG, PLANO, TX 75024-4177

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,661.00 (+9,831.58%)	$411,100 (+3.34%) Land $86,000 Building $325,100	$416,800 (-14.18%)
2025	$57.00 (-98.94%)	$397,800 (+11.24%) Land $78,100 Building $319,700	$485,640
2024	$5,360.00 (+18.56%)	$357,600 (+27.58%) Land $71,100 Building $286,500
2023	$4,521.00	$280,300 Land $70,000 Building $210,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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