St. Johns County property record for 156 Orchard Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,685 sqft · built 2018 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2019) |
| Tax Bill | $7,516 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027016-0310 |
| Primary APN | 027016-0310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 3,320 sqft |
| 1st Floor Area | 2,685 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 156 ORCHARD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-0015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 83/34-39 BANNON LAKES PHASE 1B-2 LOT 31 OR4695/661 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | BANNON LAKES PHASE 1B-2 |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 027016-0310
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 156 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage THELENDER |
| Mar 18, 2019 | Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on Record |
| Deed Sale | Mar 18, 2019 · Amount on Record |
| Deed Document Number | 201918206 |
| Deed Book / Page | 4695 / 661 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 156 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 156 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015 |
| Document Number | 0054810053 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 5481/53 |
| Instrument | 2022010667 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 156 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015 |
| Document Number | 0049321810 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 156 ORCHARD LN ST AUGUSTINE FL 320950015, ST AUGUSTINE, FL 32095-0015 |
| Document Number | 0049321810 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 004932/001810 |
| Instrument | 33128 |
| Name | THELENDER |
|---|---|
| Address | ST PETERS, MO 63376 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 18, 2019 |
| Property Address | 156 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015 |
| Document Number | 0046950661 |
| Book / Page | 4695 / 0661 |
| Map Reference | MB 83 PG 34-39 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019018206 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2420 LAKEMONT AVE STE 450, 2420, ORLANDO, FL 32814-6165 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 156 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015 |
| Document Number | 2019018207 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019018207 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,791 (+2.7%) | $441,257 (-5.66%) Land $100,000 Building $341,257 | |
| 2025 | $7,516.00 (+9.85%) Homeowner's exemption | $351,306 (+2.9%) | $467,755 (-0.7%) Land $105,000 Building $362,755 |
| 2024 | $6,842.00 (+1.17%) Homeowner's exemption | $341,405 (+3%) | $471,069 (-0.78%) Land $105,000 Building $366,069 |
| 2023 | $6,763.00 (+3.5%) Homeowner's exemption | $331,461 (+3%) | $474,767 (+15.4%) Land $105,000 Building $369,767 |
| 2022 | $6,534.00 Homeowner's exemption | $321,807 | $411,412 Land $84,000 Building $327,412 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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