156 Nelson Ln, Middleburgh, NY 12122 Property Records

Schoharie County and Fulton Town property record for 156 Nelson Ln, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1820
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,614 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit May 2019 Sale
Flood Zone	Zone A (high risk)
APN	`433200 149.-3-6`

Property Details

APN / Parcel Number

Primary APN	`433200 149.-3-6`
Alternative APNs	`320014900000030060000000` `465J101519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,476 sqft
Upper Floors Area	540 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	60,984 sqft (1.4 acres)
Lot Width	490 ft Width

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	465J101519
Street Address	156 NELSON LN
City	MIDDLEBURGH
State	NY
Zip	12122-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 RES
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1092
Census Tract	740600

Owner

Source: Schoharie County and Fulton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	156 NELSON LN, MIDDLEBURGH, NY 12122-4013
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
May 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 23, 2005
Transfer Doc	0000000786/000000021
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	156 NELSON LN, MIDDLEBURGH, NY 12122-4013
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002143/73
Date	Feb 11, 2026
Book Page	2143/73
Instrument	831340

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 1, 2019
Property Address	156 NELSON LN, MIDDLEBURGH, NY 12122-4013
Document Number	001091/129
Book / Page	1091 / 129
Instrument Date	Apr 29, 2019
Instrument	761391
Transaction Type	Transfer
Record Updated	Jul 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 NELSON LN, MIDDLEBURGH, NY 12122-4013

Tax Assessment & Valuation

Source: Schoharie County and Fulton Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Fulton Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,614.00 (+0.28%) Homeowner's exemption Senior Citizen's exemption
2025	$4,601.00 (+35.32%)	$77,500 (-) Land $9,600 Building $67,900	$186,747 (+13.35%) Land $23,133 Building $163,614
2023		$77,500 (-) Land $9,600 Building $67,900	$164,753 (+8.42%) Land $20,408 Building $144,345
2022		$77,500 Land $9,600 Building $67,900	$151,961 Land $18,824 Building $133,137
2021	$3,400.00 (-37.96%)
2020	$5,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Jun 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
MIDTEL Fiber	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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