156 Mills Gap Rd, Asheville, NC 28803 Property Records

Buncombe County property record for 156 Mills Gap Rd, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,364 sqft · built 1938
Lot Size	0.97 acres (42,290 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Apr 2006)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`641096-2020-202`

Property Details

APN / Parcel Number

Primary APN	`641096-2020-202`
Alternative APNs	`9655-53-8644-00000` `965515537579000` `008210186`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,364 sqft Living Area
Gross Area	2,869 sqft
1st Floor Area	768 sqft
Upper Floors Area	532 sqft
Basement Area	481 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,290 sqft (0.97 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	641096-2020-202
Street Address	156 MILLS GAP RD
City	ASHEVILLE
State	NC
Zip	28803-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-LD
Legal Description	SUBDIV: GREENE BLOCK: LOT: A SECTION: PLAT: 0102-0158
Legal Subdivision	GREENE
Legal Block	1
Legal Lot Number	A
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1017
Census Tract	2206

Owner

156 Mills Gap Rd is owned and occupied by two individuals who acquired it in May 2018.

Source: Buncombe County records, as of October 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	156 MILLS GAP RD, ASHEVILLE, NC 28803-9549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 5, 2021	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU
May 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2006 · Amount on File
Deed Sale	Apr 21, 2006 · Amount on File
Prior Sale	Jul 16, 2002 · Amount on File
Deed Book / Page	4211 / 1280
Last Transfer Date	May 23, 2018
Transfer Doc	0056661204
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	156 MILLS GAP RD, ASHEVILLE, NC 28803-9549
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063741374
Date	Dec 28, 2023
Book Page	6374/1374

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	156 MILLS GAP RD, ASHEVILLE, NC 28803-9549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059091796
Date	Jun 16, 2020
Book Page	5909/1796

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	156 MILLS GAP RD, ASHEVILLE, NC 28803-9549
Document Number	0060021037
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MILLS GAP RD FLETCHER NC 28732, FLETCHER, NC 28732

Mortgage

Document Number	0060021037
Date	Jan 5, 2021
Book Page	006002/001037

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 23, 2018
Property Address	156 MILLS GAP RD, ASHEVILLE, NC 28803-9549
Document Number	0056661204
Book / Page	005666 / 001204
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 MILLS GAP RD ASHEVILLE NC 288039549, ASHEVILLE, NC 28803-9549

Tax Assessment & Valuation

The 2025 property tax bill for 156 Mills Gap Rd was $1,711, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (+4.71%)	$265,500 Land $44,400 Building $221,100	$265,500 Land $44,400 Building $221,100
2024	$1,634.00 (+3.29%)
2023	$1,582.00	$265,500	$265,500 Land $44,400 Building $221,100
2021			$265,500 Land $44,400 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Mills Gap Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Mills Gap Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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