156 Melbourne St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 156 Melbourne St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 816 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2022)
Tax Bill	$6,253 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065-1320`

Property Details

APN / Parcel Number

Primary APN	`065-1320`
Alternative APNs	`NAUG M:62-38W42-6` `NAUG M:065 L:1320` `AN11 38W42 6` `65-1320`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	204 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	65-1320
Street Address	156 MELBOURNE ST
City	NAUGATUCK
State	CT
Zip	06770-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	1320
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4004
Census Tract	345300

Owner

156 Melbourne St is owned and occupied by an individual who bought it in August 2022.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	156 MELBOURNE ST, NAUGATUCK, CT 06770-3725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage PRIME LENDING INC
Oct 7, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC
Nov 26, 2019	Executor's Deed, Transfer SACHEM CAP CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	20222858
Deed Book / Page	1107 / 191
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 9, 2022
Property Address	156 MELBOURNE ST, NAUGATUCK, CT 06770-3725
Document Number	001107-191
Book / Page	1107 / 191
Instrument Date	Jul 29, 2022
Instrument	20222858
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 RIDGE RD, ORANGE, CT 06477-2407

Mortgage

Document Number	0020222859
Date	Aug 9, 2022
Instrument	2022-2859

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Oct 7, 2021
Property Address	156 MELBOURNE ST, NAUGATUCK, CT 06770-3725
Document Number	0001086-20
Book / Page	1086 / 20
Instrument Date	Oct 5, 2021
Instrument	4539
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004540
Date	Oct 7, 2021
Instrument	4540

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	156 MELBOURNE ST, NAUGATUCK, CT 06770-3725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1057-110
Date	Oct 27, 2020
Book Page	1057/110
Instrument	3485

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 26, 2019
Property Address	156 MELBOURNE ST, NAUGATUCK, CT 06770-3725
Document Number	1038-462
Book / Page	001038 / 000462
Instrument Date	Nov 21, 2019
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 MELBOURNE ST NAUGATUCK CT 067703725, NAUGATUCK, CT 06770-3725

Mortgage

Document Number	1038-464
Date	Nov 26, 2019
Book Page	001038/000464

Lender

Name	SACHEM CAP CORP

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 156 Melbourne St was $6,253, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,253.00 (+1.63%)	$154,630 (-) Land $27,720 Building $126,910	$264,004 (+143.9%)
2025	$6,153.00	$154,630 Land $27,720 Building $126,910	$108,241 Land $19,404 Building $88,837
2024	$6,153.00 (-11.08%)
2023	$6,920.00 (+44.8%)	$154,630 (+54.51%) Land $27,720 Building $126,910
2022	$4,779.00	$100,080 Land $29,620 Building $70,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 156 Melbourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Melbourne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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