Whitley County property record for 156 Kernel Ridge Rd, Rockholds, KY 40759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jan 2017) |
| Tax Bill | $411 (2025) |
| Deeds & Mortgages | Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-00-00-058.00 |
| Primary APN | 156-00-00-058.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 653,400 sqft (15 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Street Address | 156 KERNEL RIDGE RD |
|---|---|
| City | ROCKHOLDS |
| State | KY |
| Zip | 40759-9786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | 1 ST BRK HS & 15 AC @ ROCKHOLDS |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CORBIN |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 920302 |
156 Kernel Ridge Rd is owned and occupied by an individual who bought it in January 2017.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 156 KERNEL RIDGE RD, ROCKHOLDS, KY 40759-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2017 · Amount on File |
| Deed Sale | Jan 23, 2017 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Feb 3, 2017 |
| Property Address | 156 KERNEL RIDGE RD, ROCKHOLDS, KY 40759-9786 |
| Document Number | 0000538/60 |
| Book / Page | 538 / 60 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 223154 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 159, WOODBINE, KY 40771-0159 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 156 KERNEL RIDGE RD, ROCKHOLDS, KY 40759-9786 |
The 2025 property tax bill for 156 Kernel Ridge Rd was $411.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $411.00 | $52,500 | $52,500 |
| 2023 | $391.00 | $52,500 | $52,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 156 Kernel Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 156 Kernel Ridge Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 90% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITLEY CO WATER DISTRICT serves 9,825 people · EPA ID KY1180468 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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