156 Joyce Ct, Elkhart, IN 46516 Property Records

Elkhart County property record for 156 Joyce Ct, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 1951
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$96,400 (Apr 2019)
Tax Bill	$568 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-06-03-203-011.000-012`

Property Details

APN / Parcel Number

Primary APN	`20-06-03-203-011.000-012`
Alternative APN	`0603203011012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	91 ft deep x 75 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	156 JOYCE CT
City	ELKHART
State	IN
Zip	46516-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARY LEES ADD LOT 9
Legal Subdivision	MARY LEES ADD
Legal Block	203
Legal Lot Number	9
Jurisdiction	ELKHART IN
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3019
Census Tract	2900

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	156 JOYCE CT, ELKHART, IN 46516-5048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Sep 13, 2018	Warranty Deed, Transfer METROPOLITAN TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20196271
Prior Transfer Date	Sep 21, 2011
Prior Transfer Doc	0000017537
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	156 JOYCE CT, ELKHART, IN 46516-5048
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 JOYCE CT, ELKHART, IN 46516-5048

Mortgage

Document Number	0000002954
Date	Feb 23, 2024
Instrument	2024-02954

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jun 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	156 JOYCE CT, ELKHART, IN 46516-5048
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 JOYCE CT, ELKHART, IN 46516-5048

Mortgage

Document Number	0000003506
Date	Jun 24, 2022
Instrument	2022-13506

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	156 JOYCE CT, ELKHART, IN 46516-5048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030345
Date	Dec 18, 2020
Instrument	2020-30345

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jun 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 4, 2019
Property Address	156 JOYCE CT, ELKHART, IN 46516-5048
Document Number	0000006271
Map Reference	MB 3 PG 140
Instrument Date	Apr 3, 2019
Instrument	2019-06271
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	METROPOLITAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 JOYCE CT, ELKHART, IN 46516-5048

Mortgage

Document Number	0000006272
Date	Apr 4, 2019
Instrument	2019-06272

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 13, 2018
Property Address	156 JOYCE CT, ELKHART, IN 46516-5048
Document Number	0000019066
Instrument Date	Sep 13, 2018
Instrument	19066
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	METROPOLITAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 E BRISTOC ST ELKART IN 44511, ELKART, IN 44511

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Concord Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,100 (+40.42%) Land $9,100 Building $92,000	$101,100 (+40.42%) Land $9,100 Building $92,000
2024	$568.00 (+20.08%)	$72,000 (+4.8%) Land $9,100 Building $62,900	$72,000 (+4.8%) Land $9,100 Building $62,900
2023		$68,700 (-) Land $9,100 Building $59,600	$68,700 (-) Land $9,100 Building $59,600
2022	$473.00	$68,700 Land $9,100 Building $59,600	$68,700 Land $9,100 Building $59,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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