156 Jefferson St, Waterloo, WI 53594 Property Records

Jefferson County property record for 156 Jefferson St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.235 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$8,300 (Oct 1991)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0822-103`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0822-103`

Exterior

Lot Area	10,280 sqft (0.235 acres)

Location & Zoning

Street Address	156 JEFFERSON ST
City	WATERLOO
State	WI
Zip	53594-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, CSM 2523-9-129, DOC 878369.
Legal Range	13E
Legal Township	08N
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	JEFFERSON COUNTY RECORDS
Legal Lot Number	2
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2035
Census Tract	100400

Owner

156 Jefferson St is owned and occupied by two individuals who bought it in October 1991.

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	156 JEFFERSON ST, WATERLOO, WI 53594-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1991 · Amount on File
Deed Sale	Oct 15, 1991 · Amount on File
Deed Document Number	1361396
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	156 JEFFERSON ST, WATERLOO, WI 53594-1415
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001475191
Date	Jun 29, 2023
Instrument	1475191

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	156 JEFFERSON ST, WATERLOO, WI 53594-1415
Document Number	0001428119
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 JEFFERSON ST WATERLOO WI 535941415, WATERLOO, WI 53594-1415

Mortgage

Document Number	0001428119
Date	Jul 17, 2020
Instrument	1428119

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	156 JEFFERSON ST, WATERLOO, WI 53594-1415
Document Number	0001428118
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 JEFFERSON ST WATERLOO WI 535941415, WATERLOO, WI 53594-1415

Mortgage

Document Number	0001428118
Date	Jul 17, 2020
Instrument	1428118

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 16, 2027

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	156 JEFFERSON ST, WATERLOO, WI 53594-1415
Document Number	0001410386
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 JEFFERSON ST WATERLOO WI 535941415, WATERLOO, WI 53594-1415

Mortgage

Document Number	0001410386
Date	Jun 21, 2019
Instrument	1410386

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jun 20, 2031

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	156 JEFFERSON ST, WATERLOO, WI 53594-1415
Document Number	0001402721
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 JEFFERSON ST WATERLOO WI 535941415, WATERLOO, WI 53594-1415

Mortgage

Document Number	0001402721
Date	Oct 19, 2018
Instrument	1402721

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 156 Jefferson St was $4,850 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00 Homeowner's exemption	$264,700 Land $42,500 Building $222,200	$292,100
2023	$4,332.00 Homeowner's exemption	$215,500 Land $35,500 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Jefferson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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