Mitchell County property record for 156 George Gap Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 676 sqft · built 2000 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,506 (2026) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-11-55-8760 |
| Primary APN | 0890-11-55-8760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 676 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Heating System | Central |
|---|
| Account Number | 001024900 |
|---|---|
| Street Address | 156 GEORGE GAP RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEAVER CK |
| Legal Subdivision | LANDS OF D L PENDLEY ESTATE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 950300 |
156 George Gap Rd is owned and occupied by an individual who acquired it in February 2009.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 156 GEORGE GAP RD, SPRUCE PINE, NC 28777-5138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 6, 2009 |
| Transfer Doc | 0485000572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 156 GEORGE GAP RD, SPRUCE PINE, NC 28777-5138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 594/588 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 594/588 |
| Instrument | 2018001522 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 156 George Gap Rd was $1,506.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,506.00 | $269,000 (-) Land $20,000 Building $249,000 | |
| 2025 | $1,506.00 | $269,000 Land $20,000 Building $249,000 | |
| 2023 | $1,549.00 | $276,700 Land $20,000 Building $256,700 | $276,700 Land $20,000 Building $256,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 156 George Gap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 156 George Gap Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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