Schoharie County and Jefferson Town property record for 156 Flat Rock Rd, Jefferson, NY 12093
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 739 sqft · built 1968 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,900 (Dec 2005) |
| Tax Bill | $2,691 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 433600 134.-2-15 |
| Primary APN | 433600 134.-2-15 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 739 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Upper Floors Area | 211 sqft |
| Attic | Attic |
| Attic Area | 211 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 392,040 sqft (9 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | HVAC |
|---|
| Account Number | 485J178019 |
|---|---|
| Street Address | 156 FLAT ROCK RD |
| City | JEFFERSON |
| State | NY |
| Zip | 12093 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | RES |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 740600 |
156 Flat Rock Rd, a residential property, is owned by two individuals who bought it in December 2005.
Source: Schoharie County and Jefferson Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 146, JEFFERSON, NY 12093-0146 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2005 · Amount on File |
| Deed Sale | Dec 28, 2005 · Amount on File |
| Deed Book / Page | 802 / 225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 156 FLAT ROCK RD, JEFFERSON, NY 12093 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001985/55 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 1985/55 |
| Instrument | 807362 |
| Name | WESTERN CATSKILLS COMMUNITY REVITALIZATI |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Apr 1, 2024 |
The 2026 property tax bill for 156 Flat Rock Rd was $2,691, up 1.4% from the year before.
Source: Schoharie County and Jefferson Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Jefferson Town |
| Unified School District | Jefferson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,691.00 (+1.43%) | ||
| 2025 | $2,653.00 | $44,200 Land $11,600 Building $32,600 | $116,316 Land $30,526 Building $85,790 |
| 2023 | $44,200 (+4.74%) Land $11,600 Building $32,600 | $105,238 (+17.21%) Land $27,619 Building $77,619 | |
| 2022 | $42,200 Land $11,600 Building $30,600 | $89,787 Land $24,681 Building $65,106 | |
| 2021 | $1,330.00 (-48.49%) | ||
| 2020 | $2,582.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 156 Flat Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 156 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
May also be available: Spectrum.
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