156 Estep Rd, Reliance, TN 37369 Property Records

Polk County property record for 156 Estep Rd, Reliance, TN 37369

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,828 sqft · built 1963
Lot Size	4.82 acres (210,395 sqft)
Owner	2 Owner Names on File
Last Sale	$120,000 (Mar 2006)
Tax Bill	$759 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070068 04700`

Property Details

APN / Parcel Number

Primary APN	`070068 04700`
Alternative APN	`068 04700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,828 sqft Living Area
1st Floor Area	1,192 sqft
Upper Floors Area	1,060 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	210,395 sqft (4.82 acres)
Terrain	Mountain

Exterior Amenities

Porch	Open Porch
Porch Area	137 sqft
Shed	1 Shed
Shed Area	425 sqft
Pole Barn	208 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	156 ESTEP RD
City	RELIANCE
State	TN
Zip	37369-6416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: F01
Legal Subdivision	LEON ALISON PIERCE & PAULA C P
Legal Lot Number	2
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1068
Census Tract	950204

Owner

The current owner of 156 Estep Rd bought it in March 2006.

Source: Polk County records, as of January 23, 2026

Owner of Record	2 Owner Names on File
Mailing Address	156 ESTEP RD, RELIANCE, TN 37369-6416
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2006 · Amount on File
Deed Sale	Mar 9, 2006 · Amount on File
Prior Sale	Feb 7, 2000 · Amount on File
Deed Document Number	000WD24393
Deed Book / Page	WD243 / 93
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	156 ESTEP RD, RELIANCE, TN 37369-6416
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD551/54
Date	Nov 1, 2021
Book Page	TD551/54
Instrument	21003130

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 156 Estep Rd was $759.

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00	$44,925 (-) Land $4,450 Building $40,475
2024	$759.00	$44,925 (-) Land $4,450 Building $40,475
2023	$759.00 (+12.28%)	$44,925 (+67.01%) Land $4,450 Building $40,475	$179,700 (+67.01%) Land $17,800 Building $161,900
2022	$676.00	$26,900 Land $3,175 Building $23,725	$107,600 Land $12,700 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 156 Estep Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Estep Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 94% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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