156 Edwards St, Spindale, NC 28160 Property Records

Rutherford County property record for 156 Edwards St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,778 sqft · built 1925
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Apr 2023)
Tax Bill	$1,399 (2022)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1635349`

Property Details

APN / Parcel Number

Primary APN	`1635349`
Alternative APN	`44214`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,778 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,036 sqft (3.09 acres)
Porch	Enclosed Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	44214
Street Address	156 EDWARDS ST
City	SPINDALE
State	NC
Zip	28160-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1529169448350000; RES EDWARDS ST
Legal Subdivision	MIKE LEE BYRD & CHARLES R BYRD
Legal Block	7
Legal Lot Number	3A
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2042
Census Tract	960600

Owner

156 Edwards St is owned and occupied by an individual who bought it in April 2023.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	156 EDWARDS ST, SPINDALE, NC 28160-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2018	Warranty Deed, Transfer
Apr 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Oct 23, 2018 · Amount on File
Deed Document Number	0020703920
Deed Book / Page	2070 / 3920
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 10, 2023
Property Address	156 EDWARDS ST, SPINDALE, NC 28160-2135
Document Number	0020703920
Book / Page	2070 / 3920
Map Reference	MB 821 PG 109
Instrument Date	Apr 4, 2023
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 S WEST AVE, ELMHURST, IL 60126-3705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 EDWARDS ST, SPINDALE, NC 28160-2135

Mortgage

Document Number	0020703927
Date	Apr 10, 2023
Instrument	2070/3927

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 23, 2018
Property Address	156 EDWARDS ST, SPINDALE, NC 28160-2135
Document Number	0020170733
Book / Page	002017 / 000733
Instrument Date	Oct 11, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	811 N WASHINGTON ST RUTHERFORDTON NC 281392419, RUTHERFORDTON, NC 28139-2419

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 10, 2018
Property Address	156 EDWARDS ST, SPINDALE, NC 28160-2135
Document Number	0011710854
Book / Page	001171 / 000854
Instrument Date	Apr 4, 2018
Instrument	9268
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$44.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	222 SHANE DR MOUNT HOLLY NC 281209404, MOUNT HOLLY, NC 28120-9404

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 5, 2018
Property Address	156 EDWARDS ST, SPINDALE, NC 28160-2135
Document Number	0011710465
Book / Page	001171 / 000465
Instrument Date	Mar 26, 2018
Instrument	9034
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 WREN GLEN CT HENDERSONVILLE NC 287922834, HENDERSONVILLE, NC 28792-2834

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$158,600 Land $27,000 Building $131,600	$158,600 Land $27,000 Building $131,600
2022	$1,399.00
2021	$1,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Edwards St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Edwards St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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