156 E Southern Rd, Coldwater, MI 49036 Property Records

Branch County property record for 156 E Southern Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Aug 2021)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-007-400-010-00`

Property Details

APN / Parcel Number

Primary APN	`150-007-400-010-00`

Exterior

Lot Area	31,799 sqft (0.73 acres)

Location & Zoning

Street Address	156 E SOUTHERN RD
City	COLDWATER
State	MI
Zip	49036-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 2353.25 FT W OF SE SEC COR & TH W 160.29 FT & TH N 0DEG 20SEC E 204.7 FT & TH S 89DEG 33SEC E 15 4.5 FT & TH S 01DEG
Legal Range	06W
Legal Township	08S
Legal Section	07
Jurisdiction	BRANCH MI
Township / Civil Division	KINDERHOOK
Census Block Group	2
Census Block	2027
Census Tract	951100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	156 E SOUTHERN RD, COLDWATER, MI 49036-9020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Feb 26, 2020	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	20216162
Prior Transfer Date	May 8, 2014
Prior Transfer Doc	201402950
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 6, 2021
Property Address	156 E SOUTHERN RD, COLDWATER, MI 49036-9020
Document Number	202106162
Instrument Date	Aug 4, 2021
Instrument	2021-06162
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,608.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 E SOUTHERN RD, 156, COLDWATER, MI 49036-9020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	951 DOWNERS LN, QUINCY, MI 49082-8401
Investor	Possibly a Property Investor

Mortgage

Document Number	202106163
Date	Aug 6, 2021
Instrument	2021-06163

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	156 E SOUTHERN RD, COLDWATER, MI 49036-9020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001132
Date	Feb 26, 2020
Instrument	2020-01132

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Kinderhook Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,600 (+28.41%)	$271,200 (+28.41%)
2025	$1,451.00 (+2.69%)	$105,600	$211,200
2024	$1,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
MetaLINK Technologies Fixed Wireless	200 / 50
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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