Cowlitz County property record for 156 Cunningham Rd, Kelso, WA 98626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,906 sqft · built 2009 |
| Lot Size | 5.31 acres (231,304 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,769 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WD0912017 |
| Primary APN | WD0912017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 3,473 sqft |
| 1st Floor Area | 1,702 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 204 sqft |
| Unfinished Basement | 992 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 231,304 sqft |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3007022 |
|---|---|
| Street Address | 156 CUNNINGHAM RD |
| City | KELSO |
| State | WA |
| Zip | 98626-9480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | 9 -7N -1W T-13C EXC T-12N,13C-1 FEE 738699 EXC T-13C-2 FEE 880118032. |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 09 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | ROSE VALLEY |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 1700 |
Source: Cowlitz County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 772, KELSO, WA 98626-0067 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2000 |
| Transfer Doc | 0003425767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 156 CUNNINGHAM RD, KELSO, WA 98626-9480 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0003717680 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 3717680 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 156 CUNNINGHAM RD, KELSO, WA 98626-9480 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0003692860 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 3692860 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Kelso School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,769.00 (-4.75%) | $603,080 (+5.57%) Land $133,880 Building $469,200 | $603,080 (+5.57%) Land $133,880 Building $469,200 |
| 2024 | $571,250 (-5.44%) Land $131,250 Building $440,000 | $571,250 (-5.44%) Land $131,250 Building $440,000 | |
| 2023 | $6,057.00 | ||
| 2022 | $604,120 Land $125,000 Building $479,120 | $604,120 Land $125,000 Building $479,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1980–1983) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
4G LTE (outdoors only), no 5G reported
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