156 Crane Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 156 Crane Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,378 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Aug 2007)
Tax Bill	$17,079 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372000 54.14-1-37`

Property Details

APN / Parcel Number

Primary APN	`372000 54.14-1-37`
Alternative APNs	`200005401400010370000000` `069265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,378 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	1,650 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	430 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	069265
Street Address	156 CRANE RD
City	CARMEL
State	NY
Zip	10512-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	37.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1000
Census Tract	11400

Owner

Source: Putnam County and Carmel Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	156 CRANE RD, CARMEL, NY 10512-4070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Mar 22, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2007 · Amount on Record
Deed Sale	Aug 10, 2007 · Amount on Record
Prior Sale	Jan 25, 2000 · Amount on Record
Deed Book / Page	1781 / 360
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Recording Date	Jul 17, 2026
Property Address	156 CRANE RD, CARMEL, NY 10512-4070
Document Number	0000004443
Book / Page	8128 / 27
Instrument Date	Jun 19, 2026
Instrument	20264443
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CRANE RD, CARMEL, NY 10512-4070

Mortgage

Document Number	0000004443,
Date	Jul 17, 2026
Book Page	8128/27
Instrument	20264443

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Oct 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	156 CRANE RD, CARMEL, NY 10512-4070
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CRANE RD, CARMEL, NY 10512-4070

Mortgage

Document Number	0078620046
Date	Mar 22, 2024
Book Page	7862/46
Instrument	1654-2024

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	156 CRANE RD, CARMEL, NY 10512-4070
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	LIBERTY NATIONAL TITLE, LIBERTY NATIONAL TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CRANE RD, CARMEL, NY 10512-4070

Mortgage

Document Number	0074960113
Date	Oct 21, 2021
Book Page	7496/113
Instrument	12447-2021

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$672,500 (+12.35%) Land $101,200 Building $571,300	$672,500 (+12.35%) Land $101,200 Building $571,300
2024	$17,079.00 (+279.36%)
2023		$598,600 (+7.78%) Land $92,000 Building $506,600	$598,600 (+7.78%) Land $92,000 Building $506,600
2022		$555,400 Land $92,000 Building $463,400	$555,400 Land $92,000 Building $463,400
2020	$4,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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