156 Clampit Cove Rd, Franklin, NC 28734 Property Records

Macon County property record for 156 Clampit Cove Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,470 sqft · built 1970
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6556918658`

Property Details

APN / Parcel Number

Primary APN	`6556918658`
Alternative APNs	`1000315` `153503` `96901`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Heated Area
1st Floor Area	1,470 sqft
Basement Area	1,566 sqft
Finished Basement	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	304,920 sqft (7 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	450 sqft
Carport	Carport
Carport Area	450 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	680 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	153503
Street Address	156 CLAMPIT COVE RD
City	FRANKLIN
State	NC
Zip	28734-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF ROAD 1387
Jurisdiction	MACON NC
Township / Civil Division	BURNINGTOWN
Census Block Group	1
Census Block	1048
Census Tract	970200

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	156 CLAMPIT COVE RD, FRANKLIN, NC 28734-6332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Dec 5, 2022	Intrafamily Transfer, Transfer · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Oct 3, 2022	Intrafamily Transfer, Transfer
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 30, 2022
Transfer Doc	00G42/1236
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jul 1, 2026
Property Address	156 CLAMPIT COVE RD, FRANKLIN, NC 28734-6332
Document Number	0000004071
Book / Page	44 / 1471
Instrument Date	Jun 25, 2026
Instrument	20264071
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CLAMPIT COVE RD, FRANKLIN, NC 28734-6332

Mortgage

Document Number	0000004071,
Date	Jul 1, 2026
Book Page	44/1471
Instrument	20264071

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Dec 5, 2022
Property Address	156 CLAMPIT COVE RD, FRANKLIN, NC 28734-6332
Document Number	00G42/1236
Book / Page	G-42 / 1236
Instrument Date	Nov 30, 2022
Instrument	2022009175
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CLAMPIT COVE RD, FRANKLIN, NC 28734-6332

Mortgage

Document Number	2022009176
Date	Dec 5, 2022
Instrument	2022009176

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 5, 2053

Interest

Rate Type	Adjustable Rate

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Oct 3, 2022
Property Address	156 CLAMPIT COVE RD, FRANKLIN, NC 28734-6332
Document Number	000D42/299
Book / Page	D-42 / 299
Instrument Date	Oct 3, 2022
Instrument	2022007558
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 ORCHARD HILL RD, 560, FRANKLIN, NC 28734-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CLAMPIT COVE RD, FRANKLIN, NC 28734-6332

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	156 CLAMPIT COVE RD, FRANKLIN, NC 28734-6332
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000Y41/914
Date	Jul 5, 2022
Book Page	Y-41/914
Instrument	2022005123

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	FRANKLIN, NC 28744

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,550 (+0.25%) Land $75,550 Building $321,000	$396,550 (+0.25%) Land $75,550 Building $321,000
2025	$1,500.00	$395,550 (+19.25%) Land $75,550 Building $320,000	$395,550 (+19.25%) Land $75,550 Building $320,000
2023		$331,690 Land $75,550 Building $256,140	$331,690 Land $75,550 Building $256,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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