Forrest County property record for 156 Cherry Oak Trl, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,665 sqft · built 2002 |
| Owner | 2 Individual Names on File |
| Last Sale | $364,000 (Jul 2015) |
| Tax Bill | $5,918 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-032B-03-086.00 |
| Primary APN | 3-032B-03-086.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,665 sqft Living Area |
| 1st Floor Area | 3,665 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Shingles |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28440 |
|---|---|
| Street Address | 156 CHERRY OAK TRL |
| City | PETAL |
| State | MS |
| Zip | 39465-2675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 OF TRAILWOOD SUB PHASE V PLAT FILED 5/8/1996 DB 768 PG 165 3/97 |
| Legal Range | 12W |
| Legal Township | 04N |
| Legal Section | 03 |
| Legal Subdivision | TRAILWOOD SUBDIVISION V |
| Legal Phase | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10101 |
156 Cherry Oak Trl is owned and occupied by two individuals who bought it in July 2015.
Source: Forrest County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 156 CHERRY OAK TRL, PETAL, MS 39465-2675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on File |
| Deed Sale | Jul 30, 2015 · Amount on File |
| Deed Document Number | 0001208356 |
| Deed Book / Page | 1086 / 0401 |
| Prior Transfer Date | Aug 3, 2010 |
| Prior Transfer Doc | 0010860401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 156 CHERRY OAK TRL, PETAL, MS 39465-2675 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002277/395 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 2277/395 |
| Instrument | 803375 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Apr 1, 2045 |
The 2025 property tax bill for 156 Cherry Oak Trl was $5,918 with a homeowner's exemption.
Source: Forrest County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,918.00 Homeowner's exemption | $35,214 | $352,140 Land $30,000 Building $322,140 |
| 2023 | $4,837.00 Homeowner's exemption | $306,060 (+9%) | $306,060 (-) Land $30,000 Building $276,060 |
| 2022 | $30,606 | $306,060 Land $30,000 Building $276,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 156 Cherry Oak Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 156 Cherry Oak Trl is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETAL serves 9,509 people · EPA ID MS0180011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures