Erie County and Collins Town property record for 156 Caroline Rd, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1955 |
| Lot Size | 0.33 acres (14,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,000 (Aug 2025) |
| Tax Bill | $3,596 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143601 349.11-3-2 |
| Primary APN | 143601 349.11-3-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 14,350 sqft (0.33 acres) |
| Lot Dimensions | 204 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201 0009760 |
|---|---|
| Street Address | 156 CAROLINE RD |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HGWY HGWY HERDEG A OF GOD .25AC |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 17501 |
Source: Erie County and Collins Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 156 CAROLINE RD, GOWANDA, NY 14070-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Nov 10, 2020 | Warranty Deed, Transfer · Conventional with PMI PREMIUM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2020 · Amount on Record |
| Deed Document Number | 2025155057 |
| Deed Book / Page | 11449 / 7140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 26, 2025 |
| Property Address | 156 CAROLINE RD, GOWANDA, NY 14070-1039 |
| Document Number | 0114497140 |
| Book / Page | 11449 / 7140 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 2025155057 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1678 ROUTE 83, FORESTVILLE, NY 14062-9651 |
| Name | Verified Name |
|---|---|
| Address | 156 CAROLINE RD, GOWANDA, NY 14070-1039 |
| Document Number | 0141718352 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | 14171/8352 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 10, 2020 |
| Property Address | 156 CAROLINE RD, GOWANDA, NY 14070-1039 |
| Document Number | 0000191994 |
| Book / Page | 011369 / 001750 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 191994 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2413 MAIN RD SILVER CREEK NY 141369777, SILVER CREEK, NY 14136-9777 |
| Document Number | 139645089 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 013964/005089 |
| Name | PREMIUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2050 |
Source: Erie County and Collins Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,596.00 (+390.59%) | ||
| 2025 | $733.00 (-62.74%) | $52,400 (-) Land $4,000 Building $48,400 | $187,100 (+21.4%) Land $14,282 Building $172,818 |
| 2024 | $1,967.00 | $52,400 (-) Land $4,000 Building $48,400 | $154,118 (+5.85%) Land $11,765 Building $142,353 |
| 2023 | $52,400 (-) Land $4,000 Building $48,400 | $145,600 (+16.67%) Land $11,115 Building $134,485 | |
| 2022 | $52,400 Land $4,000 Building $48,400 | $124,800 Land $9,527 Building $115,273 | |
| 2021 | $683.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1996–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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