156 Brittany Ln, Summit Point, WV 25446 Property Records

Jefferson County property record for 156 Brittany Ln, Summit Point, WV 25446

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,270 sqft · built 2005
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2017)
Tax Bill	$3,859 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-15-0003.0018`

Property Details

APN / Parcel Number

Primary APN	`06-15-0003.0018`
Alternative APN	`19-06-15-0003.0018`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,270 sqft Living Area
1st Floor Area	2,745 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	131,987 sqft (3.03 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	156 BRITTANY LN
City	SUMMIT POINT
State	WV
Zip	25446-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#4 SUMMIT VIEW ESTATES
Legal Subdivision	SUMMIT VIEW ESTATES SUBDIVISION
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4007
Census Tract	972800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
May 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Oct 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 27, 2017	Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Feb 20, 2008 · Amount on Record
Deed Document Number	201716480
Deed Book / Page	1196 / 487
Prior Transfer Date	Dec 11, 2006
Prior Transfer Doc	0000029038
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Recording Date	Jul 10, 2026
Property Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726
Document Number	0000010407
Book / Page	2693 / 726
Instrument Date	Jun 23, 2026
Instrument	202610407
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726

Mortgage

Document Number	0000010407,
Date	Jul 10, 2026
Book Page	2693/726
Instrument	202610407

Lender

Name	CITY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726

Mortgage

Document Number	002504/322
Date	May 5, 2023
Book Page	2504/322
Instrument	202300005021

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	RANSON, WV 25438

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726

Mortgage

Document Number	2399/366
Date	Aug 6, 2021
Book Page	2399/366
Instrument	202100013293

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	6.1%
Index	1-Year CMT
Max Rate	8.1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011917
Date	Oct 9, 2018
Book Page	2201/385
Instrument	201800011917

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	RANSON, WV 25438

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 5, 2028

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013123
Date	Oct 8, 2019
Book Page	2245/391
Instrument	201900013123

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Nov 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	5.9%
Index	5-Year CMT
Max Rate	7.9%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOAVRE NATIONAL SETMNT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726

Mortgage

Document Number	0000000786
Date	Jan 14, 2021
Book Page	2339/83
Instrument	202100000786

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Sep 27, 2017
Property Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726
Document Number	1196/487
Book / Page	1196 / 487
Map Reference	MB 20 PG 85
Instrument Date	Sep 25, 2017
Instrument	201700016480
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,584.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BRITTANY LN, SUMMIT POINT, WV 25446-3726

Mortgage

Document Number	201700016481
Date	Sep 27, 2017
Instrument	201700016481

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.79%
Type Change Date	Oct 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	5.79%
Index	5-Year CMT
Max Rate	7.79%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,859.00 (+2.63%)	$334,600 (+3.4%) Land $86,900 Building $247,700	$557,667 (+3.39%) Land $144,833 Building $412,833
2025	$3,760.00 (+7.06%)	$323,600 (+7.62%) Land $73,000 Building $250,600	$539,400 (+7.62%) Land $121,700 Building $417,700
2023	$3,512.00	$300,700 Land $70,000 Building $230,700	$501,200 Land $116,700 Building $384,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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