156 Bowood Rd, Smithfield, PA 15478 Property Records

Fayette County property record for 156 Bowood Rd, Smithfield, PA 15478

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,868 sqft · built 2010
Lot Size	18.7 acres (818,710 sqft)
Owner	Individual Name on File
Tax Bill	$3,359 (2026)
Deeds & Mortgages	May 2022 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-12-0015-06`

Property Details

APN / Parcel Number

Primary APN	`24-12-0015-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	1,868 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	818,710 sqft (18.7 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Pole Barn	2,880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	156 BOWOOD RD
City	SMITHFIELD
State	PA
Zip	15478-1022
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	18.795 AC (LOT 6) R1 ATTD RG RM
Legal Subdivision	DIAMOND PLAT 1 SUBDIVISION
Legal Lot Number	6
Jurisdiction	FAYETTE PA
Township / Civil Division	NICHOLSON
Census Block Group	1
Census Block	1017
Census Tract	263100

Owner

156 Bowood Rd, a rural home, is owned and occupied by an individual who acquired it in May 2010.

Source: Fayette County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	156 BOWOOD RD, SMITHFIELD, PA 15478-1022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK
Apr 17, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage COLUMBIA STATE BANK
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 28, 2010
Transfer Doc	3123/2126
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	156 BOWOOD RD, SMITHFIELD, PA 15478-1022
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03513/2413
Date	May 19, 2022
Book Page	3513/2413
Instrument	202200005467

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	UNIONTOWN, PA 15401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	156 BOWOOD RD, SMITHFIELD, PA 15478-1022
Transaction Type	Mortgage
Record Updated	Oct 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3337/1927
Date	Apr 17, 2017
Book Page	3337/1927
Instrument	201700004088

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	UNIONTOWN, PA 15401

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2027

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	156 BOWOOD RD, SMITHFIELD, PA 15478-1022
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3406/1116
Date	Jun 27, 2019
Book Page	3406/1116
Instrument	201900006262

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	WAYNESBURG, PA 15370

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 156 Bowood Rd was $3,359, up 100.1% from the year before.

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	Nicholson Township
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,359.00 (+100.06%)	$67,020 (-) Land $4,770 Building $62,250
2025	$1,679.00	$67,020 (-18.44%) Land $4,770 Building $62,250
2024		$82,170 (-) Land $19,920 Building $62,250
2023		$82,170 Land $19,920 Building $62,250
2022	$3,838.00
2003			$134,040 Land $9,540 Building $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Bowood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Bowood Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032
Water Source	Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: QCOL, VITALink.

Cell Coverage

5G and 4G LTE (outdoors only)

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