156 Bernard Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 156 Bernard Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,097 sqft · built 1994
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$999,000 (Jul 2019)
Tax Bill	$22,680 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-06401-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`02-06401-0000-00008`
Alternative APNs	`0200162000600045` `02001620600045`

Interior

Stories	2 Stories
Building Area	3,097 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	02001620600045
Street Address	156 BERNARD DR
City	BASKING RIDGE
State	NJ
Zip	07920-2694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC4
Legal Description	ADDITIONAL LOTS: SUMMIT
Legal Subdivision	SHERBROOK/BERNARDS 02 PH 03
Legal Block	6401
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3006
Census Tract	54100

Owner

156 Bernard Dr is owned and occupied by an individual who bought it in July 2019.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	156 BERNARD DR, BASKING RIDGE, NJ 07920-2694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit M & T BANK
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 15, 2019	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Prior Sale	Feb 17, 1994 · Amount on File
Deed Document Number	201925074
Deed Book / Page	7131 / 2790
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	156 BERNARD DR, BASKING RIDGE, NJ 07920-2694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BERNARD DR, BASKING RIDGE, NJ 07920-2694

Mortgage

Document Number	0000056367
Date	Nov 12, 2020
Book Page	7272/1053
Instrument	2020056367

Lender

Name	M & T BANK
Type	Bank
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	156 BERNARD DR, BASKING RIDGE, NJ 07920-2694
Document Number	0000012601
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	AFRM APPRAISAL TITLE AND ABSTRACT, AFRM APPRAISAL TITLE & ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BERNARD DR BASKING RIDGE NJ 079202694, BASKING RIDGE, NJ 07920-2694

Mortgage

Document Number	0000012601
Date	Mar 23, 2020
Book Page	007199/000108
Instrument	12601

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 15, 2019
Property Address	156 BERNARD DR, BASKING RIDGE, NJ 07920-2694
Document Number	0000025074
Book / Page	007131 / 002790
Instrument Date	Jul 5, 2019
Instrument	25074
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BERNARD DR BASKING RIDGE NJ 079202694, BASKING RIDGE, NJ 07920-2694

Mortgage

Document Number	25075
Date	Jul 15, 2019
Book Page	007131/002796
Instrument	25075

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 156 Bernard Dr was $22,680, up 4.1% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,411,400 (+5.05%) Land $480,800 Building $930,600	$1,411,400 (+5.05%) Land $480,800 Building $930,600
2025	$22,680.00 (+4.07%)	$1,343,600 Land $480,800 Building $862,800	$1,343,600 Land $480,800 Building $862,800
2024	$21,794.00
2023		$1,101,500 Land $403,500 Building $698,000	$1,101,500 Land $403,500 Building $698,000
2022	$21,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Bernard Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Bernard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

May also be available: T-Mobile.

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