156 Bergamot Loop, Davenport, FL 33837 Property Records

Polk County property record for 156 Bergamot Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,219 sqft · built 2021
Lot Size	0.145 acres (6,334 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Jun 2021)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-05-726009-002370`

Property Details

APN / Parcel Number

Primary APN	`27-27-05-726009-002370`
Alternative APNs	`052727726009002370` `52727000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,219 sqft Living Area
Gross Area	2,637 sqft
1st Floor Area	2,219 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	6,334 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	418 sqft
Porch	Finished/Open Porch
Porch Area	183 sqft

Location & Zoning

Street Address	156 BERGAMOT LOOP
City	DAVENPORT
State	FL
Zip	33837-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITRUS POINTE PB 171 PGS 34-36 LOT 237
Legal Range	27E
Legal Township	27S
Legal Section	05
Legal Subdivision	CITRUS POINTE
Legal Block	1
Legal Lot Number	237
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1014
Census Tract	12515

Owner

156 Bergamot Loop is owned and occupied by an individual who bought it in June 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	156 BERGAMOT LOOP, DAVENPORT, FL 33837-7715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Deed Document Number	2021147673
Deed Book / Page	11749 / 349
Record Updated	Oct 29, 2026

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 8, 2021
Property Address	156 BERGAMOT LOOP, DAVENPORT, FL 33837-7715
Document Number	0000147673
Book / Page	11749 / 349
Map Reference	MB 171 PG 34
Instrument Date	Jun 4, 2021
Instrument	2021147673
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5060 LUNN RD, LAKELAND, FL 33811-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BERGAMOT LOOP, DAVENPORT, FL 33837-7715

Mortgage

Document Number	0011749351
Date	Jun 8, 2021
Instrument	11749/351

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 156 Bergamot Loop was $5,080 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,969 (-5.28%) Land $58,000 Building $231,969	$289,969 (-8.08%) Land $58,000 Building $231,969
2025	$5,080.00 Homeowner's exemption	$306,138	$315,451 Land $58,000 Building $257,451
2023	$7,165.00 (-0.15%) Homeowner's exemption	$288,845 (+1.48%) Land $56,000 Building $232,845	$288,845 (+1.48%) Land $56,000 Building $232,845
2022	$7,176.00 Homeowner's exemption	$284,619 Land $46,000 Building $238,619	$284,619 Land $46,000 Building $238,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Bergamot Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Bergamot Loop is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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