Saginaw County property record for 15596 Gratiot Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,200 sqft · built 1968 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,000 (Feb 2018) |
| Tax Bill | $2,754 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-27-2107-000 |
| Primary APN | 22-12-2-27-2107-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15596 GRATIOT RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | W 132 FT OF E 549.2 FT OF S 231 FT OF NW 1/4,ALSO KNOWN AS LOTS 7&8 R.B.BEAVERS PLAT UNRECORDED. 0.75 ACRE SEC 27 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | R B BEAVERS |
| Legal Lot Number | 7-8 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15596 GRATIOT RD, HEMLOCK, MI 48626-8458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2018 · Amount on Record |
| Deed Sale | Feb 15, 2018 · Amount on Record |
| Prior Sale | Jun 6, 2007 · Amount on Record |
| Deed Document Number | 20183428 |
| Prior Transfer Date | Dec 19, 2006 |
| Prior Transfer Doc | 0000000367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 15, 2018 |
| Property Address | 15596 GRATIOT RD, HEMLOCK, MI 48626-8458 |
| Document Number | 2018003428 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 2018003428 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15596 GRATIOT RD, HEMLOCK, MI 48626-8458 |
| Document Number | 0000003429 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 2018003429 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Mar 1, 2046 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,300 (+32.29%) | $160,600 (+32.29%) | |
| 2025 | $2,754.00 (+13.43%) Homeowner's exemption | ||
| 2023 | $60,700 | $121,400 | |
| 2022 | $2,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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