15596 98th Ave, Dyer, IN 46311 Property Records

Lake County property record for 15596 98th Ave, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,665 sqft · built 2005
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,450 (Dec 2025)
Tax Bill	$3,232 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0340-0023`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0340-0023`
Alternative APNs	`45-10-36-329-014.000-032` `091103400023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,665 sqft Living Area
Gross Area	5,105 sqft
Basement Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15596 98TH AVE
City	DYER
State	IN
Zip	46311-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	PRAIRIE TRAILS PHASE II LOT 120
Legal Subdivision	PRAIRIE TRAILS PHASE II
Legal Lot Number	120
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2029
Census Tract	42608

Owner

Source: Lake County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15596 98TH AVE, DYER, IN 46311-7716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CU FINANCIAL INC
Dec 30, 2025	Re-recorded Document CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY
Dec 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL SAVINGS BANK
Mar 7, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ROYAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	2025550476
Prior Transfer Date	Aug 29, 2025
Prior Transfer Doc	0000050475
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 30, 2025
Property Address	15596 98TH AVE, DYER, IN 46311-7716
Document Number	0000050476
Map Reference	MB 94 PG 90
Instrument Date	Nov 18, 2025
Instrument	2025-550476
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15596 98TH AVE, DYER, IN 46311-7716

Mortgage

Document Number	0000050477
Date	Dec 30, 2025
Instrument	2025-550477

Lender

Name	CU FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Dec 30, 2025
Property Address	15596 98TH AVE, DYER, IN 46311-7716
Document Number	0000050475
Map Reference	MB 94 PG 90
Instrument Date	Aug 29, 2025
Instrument	2025-550475
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8530 MIDDLETON DR, LOWELL, IN 46356-3602

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Dec 30, 2021
Property Address	15596 98TH AVE, DYER, IN 46311-7716
Document Number	0000045310
Map Reference	MB 94 PG 90
Instrument Date	Dec 17, 2021
Instrument	2021-545310
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15596 98TH AVE, DYER, IN 46311-7716

Mortgage

Document Number	0000045311
Date	Dec 30, 2021
Instrument	2021-545311

Lender

Name	ROYAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Mar 7, 2018
Property Address	15596 98TH AVE, DYER, IN 46311-7716
Document Number	0000014865
Map Reference	MB94 PG90
Instrument Date	Feb 2, 2018
Instrument	2018 014865
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15596 98TH AVE, DYER, IN 46311-7716

Mortgage

Document Number	0000014866
Date	Mar 7, 2018
Instrument	2018 014866

Lender

Name	ROYAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$468,200 (+7.86%) Land $57,300 Building $410,900	$468,200 (+7.86%) Land $57,300 Building $410,900
2024	$3,232.00 (-7.05%)	$434,100 (+3.68%) Land $57,300 Building $376,800	$434,100 (+3.68%) Land $57,300 Building $376,800
2023		$418,700 (+5.25%) Land $57,300 Building $361,400	$418,700 (+5.25%) Land $57,300 Building $361,400
2022	$3,477.00	$397,800 Land $51,600 Building $346,200	$397,800 Land $51,600 Building $346,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

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