15595 Ramona Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 15595 Ramona Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1985
Lot Size	1.01 acres (44,192 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2020)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`0440-073-16-0000`

Property Details

APN / Parcel Number

Primary APN	`0440-073-16-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	1,340 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,192 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	15595 RAMONA RD
City	APPLE VALLEY
State	CA
Zip	92307-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3225 LOT 2056 TR NO 3225 APPLE VALLEY RANCHOS UNIT NO 5 LOT 2056 EX 1/2 INT MIN RTS WITHOUT S
Legal Subdivision	APPLE VALLEY RANCHOS UNIT #5
Legal Tract	3225
Legal Block	1
Legal Lot Number	2056
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1019
Census Tract	9714

Owner

15595 Ramona Rd is owned by two individuals who bought it in November 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14875 ERIE RD, APPLE VALLEY, CA 92307-3504
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Grant Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 8, 2017	Deed of Trust, Mortgage FINANCIAL CASUALTY & SURETY IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Jul 24, 2014 · Amount on File
Deed Document Number	2020477306
Prior Transfer Date	Sep 24, 2009
Prior Transfer Doc	0000462268
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 25, 2020
Property Address	15595 RAMONA RD, APPLE VALLEY, CA 92307-3236
Document Number	0000477306
Map Reference	MB 43 PG 15-18
Instrument Date	Sep 17, 2020
Instrument	2020-0477306
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15595 RAMONA RD, APPLE VALLEY, CA 92307-3236

Mortgage

Document Number	0000477307
Date	Nov 25, 2020
Instrument	2020-0477307

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15595 RAMONA RD, APPLE VALLEY, CA 92307-3236
Document Number	0000306891
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15595 RAMONA RD APPLE VALLEY CA 923073236, APPLE VALLEY, CA 92307-3236

Mortgage

Document Number	0000306891
Date	Jul 27, 2017
Instrument	306891

Lender

Name	FINANCIAL CASUALTY & SURETY IN
Address	RIVERSIDE, CA 92501

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 15595 Ramona Rd was $3,190.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,020 (+2%) Land $55,203 Building $220,817
2025	$3,190.00	$270,608 Land $54,121 Building $216,487
2023	$3,072.00 (+1.55%)	$260,100 Land $52,020 Building $208,080
2022	$3,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15595 Ramona Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15595 Ramona Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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