Loudoun County property record for 15591 Second St, Waterford, VA 20197
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,604 sqft · built 1896 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Aug 2006) |
| Tax Bill | $9,135 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-16-2714-000 |
| Primary APN | 303-16-2714-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,604 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Basement Area | 1,337 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Patio Area | 401 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Water Source | Well |
| Street Address | 15591 SECOND ST |
|---|---|
| City | WATERFORD |
| State | VA |
| Zip | 20197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR2 |
| Legal Description | WATERFORD, IN NEW ADDN TO TOWN-L.57 200608080068379 (4) 649--386 POSE(HISTORICAL) ELTON JAMES HOUSE |
| Legal Subdivision | WATERFORD |
| Legal Block | 4 |
| Legal Lot Number | 57 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 610300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterford Historic District listed 1969 · National Historic Landmark (designated 1970) · NRIS 69000256 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
15591 Second St is owned and occupied by two individuals who bought it in August 2006.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15591 SECOND ST, WATERFORD, VA 20197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2006 · Amount on File |
| Deed Sale | Aug 8, 2006 · Amount on File |
| Prior Sale | Sep 28, 2005 · Amount on File |
| Deed Document Number | 200668379 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 15591 Second St was $9,135.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,135.00 | $1,134,870 Land $286,300 Building $848,570 | $1,134,870 Land $286,300 Building $848,570 |
| 2023 | $8,756.00 | $1,000,740 Land $286,300 Building $714,440 | $1,000,740 Land $286,300 Building $714,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15591 Second St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15591 Second St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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