1559 Carter Rd, Midland, MI 48642 Property Records

Bay County property record for 1559 Carter Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,776 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 1996)
Tax Bill	$2,462 (2022)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-021-100-030-00`

Property Details

APN / Parcel Number

Primary APN	`020-021-100-030-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,776 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Width	132 ft Width
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1559 CARTER RD
City	MIDLAND
State	MI
Zip	48642-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF N 1/2 OF NW 1/4 OF NW 1/4 TH E 330 FT TH N 132 FT TH W 330 FT TH S 132 FT TO BEG. SEC.21,T15N,R3E
Jurisdiction	BAY MI
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2021
Census Tract	286101

Owner

1559 Carter Rd is owned and occupied by an individual who bought it in September 1996.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1559 CARTER RD, MIDLAND, MI 48642-9227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2020	Deed of Trust, Mortgage CARDINAL FIN'L
Aug 27, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 1996 · Amount on File
Deed Sale	Sep 13, 1996 · Amount on File
Deed Book / Page	1425 / 687
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1559 CARTER RD, MIDLAND, MI 48642-9227
Document Number	0000016636
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1559 CARTER RD MIDLAND MI 486429227, MIDLAND, MI 48642-9227

Mortgage

Document Number	0000016636
Date	Nov 18, 2020
Instrument	16636

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1559 CARTER RD, MIDLAND, MI 48642-9227
Document Number	0000012338
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1559 CARTER RD MIDLAND MI 486429227, MIDLAND, MI 48642-9227

Mortgage

Document Number	0000012338
Date	Sep 6, 2019
Instrument	12338

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Beaver Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$113,100	$226,200
2023		$82,300	$164,600
2022	$2,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1559 Carter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1559 Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile.

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